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  1. Hello everyone, I live in Brighton and have railed against both Halifax and Loyds with regards to their charges. I must admit I am a bit daunted at the prospect of going through the process of trying to reclaim the charges made against my account. I am encouraged by this site and the positive news that is posted and the success people have had. I hope to be able to post about my success in due course. Any reassurance would be really welcome.
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