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jimvic

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About jimvic

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  1. jimvic

    jimvic v HSBC

    Quick update - Sheffield CC decided an AQ WAS neccessary and it was duly completed and sent special delivery before the date advised. attatched was a copy of the request we'd already made for Order of Directions. We've heard nothing from the court (it would've been rec'd by them 2 weeks ago). This morning we have had a letter from DG (our first corres from them) saying they are going to ask for a stay because of the OFT blah blah. Any suggestions on our next move? Are the OFT going to win? cheers all.
  2. jimvic

    jimvic v HSBC

    pete thanks. the AQ has been dispensed with by northampton before transfering to sheffield. i plan to ring sheffield on monday to find out if i need to pay the allocation fee, then send the letter lateralus posted above asking the court to consider a draft order for direction. if i've got it right, if the judge agrees to our request, we will then have 14 days to prepare and send the court bundle, and in all likelihood DG will either offer to settle in those 14 days or will do nothing in those 14 days meaning we win by default? are we at the stage now where we should not b
  3. jimvic

    jimvic v HSBC

    Lateralus - you da man(or woman?) so i'm going to follow your advice. before i fire off the request to the court it's prob best if i have the bundle ready? what do i need to put in it? bear in mind we used our online statements to id charges, i assume i'll need hard copies? does nayone know if this is easy to do from the hsbc online banking site? also t&c's. the account was originally vicki's opened circa 1993. it was changed to a joint acc circa 1996. I'm sure that there are some T&c's on here? anyone better at this than me that can post a link? jim
  4. jimvic

    jimvic v HSBC

    morning everyone. i've finally had some correspondence in the post today. it shows that DG have filed defence. i wonder, is their 'defence' standard? it is in 5 parts. i'm not going to copy it word for word. the general gist is.. 1.acc governed by t&c 2.defendant entitled to charge for services 3. deny that charges amount to penalties 4. charges reasonable and fully disclosed in t&c's and form contractually agreed price 5.each and every allegation denied The notice of transfer shows that the case has been transfered to Sheffield. Don't know how many of you are a
  5. jimvic

    jimvic v HSBC

    Hi guys, bit of advice please. Our online claim status changed to show a defence was entered by DG on friday 15th June. We've received NOTHING in the post from the courts all week. Is this normal? Do i need to chase Northampton (court)? Want to find out where our case is going and if an AQ is needed. Want to be able to write to DG asap giving them our terms to withdraw (we told HSBC we would 'settle' for all of our orig claim B4 interest was added. This was 10 days B4 DG entered a defence. HSBC have written to us this week saying they hadn't received a response to their o
  6. jimvic

    jimvic v HSBC

    Hi all. we rejected the offer of £3500. the only reason they'd given was saying they didn't have to go back beyond 6 years. we didn't go back beyond 6 years, it just took them 2 months to reply!! and the 2 months that were by then beyond 6 years were only £42. DG had until 20 june to file defence and i have checked online today and they have filed this afternoon. If i'm correct, the case will now bw transfered to a court local to me? we may/may not have to complete an 'allocation questionaire'. what is an AQ? what does it do? once i receive notice in writing from the cour
  7. jimvic

    jimvic v HSBC

    Hi All, Received a letter today from HSBC offering £3500, the reason it is short is because we apparently are trying to claim further back than 6 years. Our claim goes back to March 2001, our first letter was sent March 07, the amount for those months is only £42 so that doesn't make sene as our claim totalled £4769.50 but with interest of £1170.30, the claim is now substantially higher. Would you argue the point & try for the whole lot or bite the bullet & say it's £3500 we're up. Your advice would be greatly appreciated.
  8. jimvic

    jimvic v HSBC

    Hello all. 1st post so be gentle please. We have gone through the process using this fab site as our guide. We sent the first letter and received the standard response. Then we sent the 2nd letter (LBA) giving 14 days. We actually ended up giving 30 days becuse of a holiday, but received no response. So we submitted our claim online with HMCS. our claim is for £4769.50 plus interest of £1170.30. we used the spreadsheets on here to calculate this. Our claim was filed and today we have received 'Notice that Acknowledgement of Service has been filed' indicating that D
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