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indigoblue

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Everything posted by indigoblue

  1. What if they dont acknowledge?
  2. Just had a look at mcol still just saying issued, they have until 29th to acknowledge then what?
  3. Well I've finally got the N1 sorted filed at court today so.............. just the waiting now
  4. Just a quick question, probably a silly one, I cant fit all my poc on the space provided im using N1 not mcol, do i just attach an extra sheet or is there a continuation sheet i need to use
  5. A bit of help please .......... no response at all from C1 (which i find a bit odd!!, as everyone seems to at least have had their letter acknowledged) I am count to file at court on Monday but Im having a bit of trouble with the N1, Ive claimed for CCI and not sure how i need to word this on the POC, I would be so grateful for some help thanx
  6. just got my answer yes we need to include both amount and interest in the amount claimed, however i am sure i read somewhere that when allocating interest isnt included and therefore would still be a small claim, you might want to pm someone to check this tho
  7. Ive done the same thing, put just over 4k as the amount claimed but put that im requesting 8% in the particulars, therefore fee was £120, Im thinking thats right, my claim has been issued so hopefully thats right i have pm someone just to check will let u know as soon as i get an answer
  8. Just a quick question, ive filed with MCOL and it says issued on the 10th may, when do i start counting the 14 days from?
  9. Hi Tinhat Sorry to hear they are still taking charges from you, are u sure the amount included this months charges it seems a bit odd that they have paid you it back before they even took it! Ive not heard anything from them so have filed at court, so will hopefully see some movement soon.
  10. Dont worry I filed using MCOL yesterday, was quite straight forward really. The info mentioned in the thread above is really helpful. Will keep you informed how things are going
  11. LBA expired yesterday, Ive filed online today, got my claim number - just the waiting game now i suppose
  12. just a quick update, completed mcol today as i hadn't had a response from LBA. not totally sure what i do now so any advice would be appreciated Thanks
  13. Well nothing in todays post, so it looks like im filing, not sure whether to drop them an email, reminding them that i will be filing next week unless a full offer is received any thoughts??? thanx
  14. Hi my LBA expires today (not heard a thing from them), cant decide whether to send them a nice email saying i will be filing at court next week unless a full offer is made, or to just file next week?
  15. Hi 28back Im claiming similar amount to you, my LBA runs out on 7th may, as yet I have heard anything other than the same letter you have had ie ..........if I wish to escalate I can write to Robert Kernaghan, Customer Relations Manager. Just wondering if you have had any other contact from them? Thanks
  16. Just a bit of an update - sent prelim to FD 14 days expired on 20/4, sent LBA on 23/4. Letter from FD arrived 23/4 saying there charges are fair and legal etc. pretty much a standard letter really. They have until 7th May to reply but I am expecting to file at court........... If/ when it comes to that some help would be appreciated
  17. Very pleased for you, money should be with u soon!! spend it wisely:D I got a letter yesterday saying charges fair and legal etc. but I've already sent my LBA off about 11 days left for them to reply so will see what happens!!
  18. Well done very pleased for you, hope you get it in writing soon. Im hoping something will come in the post for me too although wont hold my breath as my claim is nearly £4000
  19. I got the same letter from them, I just ignored it and sent my LBA yesterday (recorded), If the 14 days you gave them (from your prelim) are up I would just send you LBA
  20. Can anyone offer some advice whilst having a clear out tonight I have come across some FD statements which go back to 2000, total charges of around £500, ive already sent my prelim letter and need to send LBA tomorrow, can i add these charges on or do i need to resend prelim, in which case i might as well add contractual interest (now ive got my head round it) as it adds quite a lot to my claim, any thoughts? Thanks
  21. Also just wondering if anyone has sucessfully claimed back the £12 charges?
  22. I'm just going to stick to my timetable and send the LBA at the end of my 14 days, I think they have had my money long enough!!
  23. Hi tinhat yes i have also recieved that sorry for your complaint please give us 10 days to look in to it, my 14 days are up on 20/4
  24. thanks for that Varangian, very helpful will add almost another £100 to my claim. The only other thing i need to ask is i have two account with cap 1, i know they need to go on seperate spreadsheets but can i send one letter for both and if or should i say when i get to court stage can i claim for both accounts in one go? sorry if these are silly questions
  25. Hi Having just recieved statements, im trying!!! to sort out the spreadsheet, im using the vamps no2 hope thats right someone please tell me if its not. can i also include recent charges that are £12 not sure with the OFT ruling can anyone shed any light on this for me? Thanks
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