Cheers Bigmac, £1014 put into my account today, pleased with that as my initial amount was for only £795.

WOO HOO I WON. Just went onto internet banking there and noticed that all money due plus interest put into my account so i'm well chuffed. Thanks to everybody for the advice and i'll be making a donating soon.

Thanks guys, i took the forms back to the court today anyway. I'll post back on the 25/5 the day after my call back date and let you all know if the bank have responded to the summary cause.

Thanks Gurggles.

I recieved form 1 Summary Cause back from the SO, i read in another post that once form 1 has been sent back from the SO i should then hand them back into the court. Is this correct as i thought that i just called back the day after the call back date to see if bank are defending. Could someone please advise thanks.

WELL DONE BEXY!!! Thats good news to hear. I've still not heard anything back from the bank yet i only recieved my form 1 back from the sheriff's officers yesterday. Here's hoping that i hear from them soon and i'll keep you posted.

hi Bexy, Looks like we are in the same boat here with Lloyds, same court dates and the same court. might see you there but hopefully they will settle before this. I'll be keeping and eye on your thread now. Good Luck.

Sorry I haven’t posted for a while but here the story so far, got the usual response (Our prices are fair and we have to act quickly Blah, Blah, Blah). Went to Hamilton sheriff court and raised a summary cause, got my paperwork back from the court on Friday and I’ll be going to the sheriff’s officers tomorrow to serve on Lloyds. My return date is 24th May and court date is 31st May. I know from reading some threads that I’ll call the court the day after the return date to see if Lloyds are launching a defence. It’s the next step that I’m a little vague about so any advice would be much appreciated.

I’m due to start a Summary Cause next Wednesday, the only thing I’m a little worried about is getting caught on a technicality and having to pay court costs because it’s a Summary Cause. The only thing I have done wrong is when I sent the first letter requesting my charges back I signed the letter myself forgetting that it was a joint account with my wife, but both of us signed the LBA. Does anybody know if this is something I should be worried about? Any advice is much appreciated.

Well I received a letter from the bank today to say they have received my complaint and it will take about 2 weeks for them to investigate my claim. I’m due to send my LBA letter this Tuesday, so do I go ahead and send the LBA or give them 2 weeks to investigate the claim:idea: . Any advice welcome thanks.

Thanks bigmac. I'll get the misses to sign the lba letter when i sent that off.

A couple of questions if someone could help. 1st - The account i'm claiming on is a joint account, should i have had my wife also sign on the bottom of the claim letter or was my signature enough. 2nd - I sent the first letter claiming unfare charges to my local branch recorded deliver, was this the correct place to send this or should I have sent it elsewhere. Thanks in advance for any help and advice.

Do lloyds TSB always close your account if they pay out. PS - No the R33 just my works badge I.D.

Hi all, well here goes I sent my 1st letter today asking Lloyds TSB for £795 charges back. I'll update thread when i've heard from back from the bank. The only thing that I'm a little nervous about is filling in forms so I'm hoping that they settle before i need to fill in the Summary Cause forms for court action.

Hi everyone, Just joined today and will be in need some some advice in the near future as i'm just about to ask Lloyds TSB for about 800quid in charges back.