As I have now reclaimed over £6k in bank charges now, I now want to go after my credit cards, of which there are many, could someone please advise where I need to look rgarding templates for the letters etc, unless I am having a blonde moment, I cannot find anything onlooking around regarding relcaiming credit card charges, only the bank ones, unless they are very similar. In anticipation!!!! Thank you Amanda

Good morning People My husband appeared in Stockport County Court this morning, as we are claiming £2,123 plus costs from NatWest, Cobbetts did not show up and the Judge has now ordered that payment must be made to us within 14 days - can someone please advise what happens now

I WON I just wanted to thank everyone for their responses to my email yesterday, I contacted Kate Ashton at Barclays today and she has confirmed repayment of my charges totalling £1,344.84. I have signed the letter she sent across and she has confirmed a cheque will be forwarded to me, I have also advised the Courts accordingly.

Thankyou Dar£n, I feel much happier now and have taken onboard your sound advice. I've read all the entries in your thread and particularly enjoyed the humourous suggestion to compliment the litigation department via the link. If all turns out well I will certainly do this. I welcomed suggestion of how to begin a telephone conversation and will contact them tomorrow. Amanda

Hi Dar£n, I am not sure if: 'IT IS ORDERED THAT' is only a suggestion from the judge as it sounds like an instruction to me. Have you come across this before? amanda

Hi Dar£n, I am sure if 'IT IS ORDERED THAT' is only a suggestion from thw judge as it sounds like an instruction to me. Have you come across this before? amanda

Thanks Russjo, the 'suggestion' will be taken up by Barclays. However, I did tick the box for no further mediation with mcol and gave my reasons. The judgment also askes for negotiation or narrowing of the issues. I don't want to get this far and upset the judge. What is the judge actually looking for here ? Do I send another letter to the judge? thanks Amanda

AMOUNT CLAIMED - £1306.63 This is my first posting and hope somebody can give advice. I began action via MCOL on 5th March 2007. On 23rd May 2007, I received a General Form of Judgment or Order, which states the following: Before District Judge Clegg sitting at Stockport County Court IT IS ORDERED THAT 1. The action be stayed until 19th June 2007 for settlement by mediation/negotiation or for narrowing of the issues 2. Within 7 days of the end of the period of stay the parties shall jointly notify the Court in writing of the outcome of negotiations and what, if any, directions are required. Failure to comply with this direction or properly engage in negotiations may result in the application of sanctions. On receipt of such notification the Court file shall be referred to the District Judge for further directions. What kind of further negotiation is the court expecting me to undertake with Barclays? Should I wait for Barclays to contact me? Is there a template to assist in further negotiation? Thankyou, Amanda