Hi Abbey called me last night with an offer of £4249 - my claim totals £5292 including my court costs - I have to call her back today and I don't know what to do. It's up to you but I think I'll try negotiating for a bit more. Good Luck Cassie

Rachybabe Just read your thread. Please try to stop worrying - though, believe me, I know it's not easy. Hopefully someone else will point you to the thread but I'm pretty sure that if you are on benefits there's a way you do not have to pay for your claim. Good Luck:) Cassie

Thank You Everyone:) I will call her tomorrow. This has been such a long road to travel (with vey good company) For some reason I'm feeling really emotional (and scared). I'd give every penny away if it would bring little Madeleine home. Cassie xx

Thanks Lula I'm hanging on by a thread (no pun intended) to all responses. Should I wait until tomorrow to call her - I said I'd get back to her. Cassie (I'm really desperate for this money) Cassie

Can someone also advise me: I read somewhere (I've read so many threads - I've been on this site for 6 months ) that when talking to them you say "Without prejudice" before participating in a conversation. Should I say this?? All help greatly appreciated. Cassie

Karish that's great news. I, too, had a call from Abbey this evening but only offering £4,200 when I want £5,200 - I'm still negotiating. :lol: CONGRATULATIONS :D Cassie

I think a judge in the Birmingham court ruled for the bank???????

Just remembered - she mentioned a Lloyds claim of today.....???

Thanks Guys - I'm updating my screen every 2 minutes - feeling really jittery........ I've got to call her back:o :o

Abbey just called (Louise Jacobs) She wants to offer me £4249.29. My claim is £5224.97 (incl. interest at 8%) Minus £282 GOGW = 4942.97 PLUS Court Claim Charge @£250 Plus AQ Charge @ £100 Total owed = £5292.97 What do I do - she said I was aware that they had to make some charges etc. etc.etc. Someone please help

My AQ had to be returned by 11/4 also. Up to last Friday hadn't heard anything so I rang the court (Bromley CC). They told me my case had been transferred to Mercantile court (I think Bromley are doing this to everybody). Haven't heard anything since. By looking at other threads the census of opinion seems to be that this is a good thing. Cant help feeling jittery though:???: Hank on in there. Cassie

Hi Guys, me too. AQ returned by 11th April - up to last Friday no news - called the court (Bromley CC) to be told it has been transferred to the Mercantile Court - no news to date. Good Luck Everyone. Cassie

I haven't heard anything more from the courts - (or Abbey). Has anyone else....................?? Should I call someone.......................?? Getting jittery now!

Just the thought of that makes me feel so gooooooood:D

Thanks Lula Feel a bit better for that. Will they know it has been transferred?

Just this minute received the letter from the court "Before District Judge Brett sitting at Bromley County Court,.......... etc. Upon reading the court file IT IS ORDERED THAT The matter be transferred to the Mercantile Court, ...... etc. Dated 24 april 2007." Nothing else. What now - just sit and wait? Will the Abbey have got this letter too? Should I contact them? Any help very welcome. Cassie.

Me too. Exactly the same. Got the letter today from Bromley county Court. Transferred to Mercantile Court. Do I just wait to hear from them? Should I be doing something? Bank: Abbey Claim: £4236 plus int. Cassie

Oh my God!! What if they use ME as the test case:eek: Anyway, after the week I've just had the Abbey are a walkover. My friend's son has been having chemo for the past year for a tumour in his mouth . His final chemo was supposed to be last Friday and things were looking good - the tumour had all but gone. Then last week he had a slight swelling and within 5 days it was back. They took him in hospital but let him home on Tuesday - nothing more they can do - he's 24 years old. Sorry to offload - but it helps:( Puts things in perspective. Cassie

Oh!"On the telly.........................." You can all come with me:D

Thanks for getting back to me Charley. Sorry to sound dumb. Why do they hate the Mercantile banks? Are they more likely to side with us??????????? I'm getting really scared now:( Cassie

Fantastic News:D CONGRATULATIONS:lol: :grin: Cassie

HELP!! Just called Bromley County Court - my AQ has been in since 11th April. My case has been sent to the Mercantile Court today - I know I've read somewhere about this - what does this mean - can someone help me please. Cassie

Hi Charley Been trying to phone them all morning. Recorded message "Please hold - large volume of calls, etc.etc." I haven't even started doing my bundle - have you had any news? Really good news for marie:D Cassie

Well Done Marie. :lol: CONGRATULATIONS:D Cassie (I'm still waiting - AQ sent on 11th April:( )

:smile: CONGRATULATIONS. :D FANTASTIC NEWS:smile: