Hey guys, its been a while. thought I'd update you on where things stand for me and ask for some more advice Have filed AQ and put in a n application to strike out. I have a hearing re STRIKE OUT on 2nd October. I am a bit concerned that all that will happen is that the barclays team will hide behind the OFT case in court. Any suggestions as to what I should bring and what my argument structure should be? Again this is regarding the STRIKE OUT of case as an abuse of courts resources.

Hey guys, I finally received the AQ from the court today. However with all the news recently about the OFT high court case I am a bit bewildered as to what is the best course of action. Should I still try using the "draft directions" as suggested by welshcakes, or is it unlikely that it will make any difference to whether or not the case will be stayed? Also what is the best way forward now, is it worth making an offer to the bank saying I will settle now for £xxxx amount??? Thanks as always guys! Daniel

Hi guys, thanks for all the replies! Still waiting for the defence to be sent out from the court. Have spoken to the court and they say that they are behind with lots of cases - (mostly bank charges methinks ) anyway will keep you posted, in the meantime will keep doing my research thanks guys

I phoned the court and apparently they have submitted a defence by fax on the 13th... the court just hasn't mailed it out to me yet! Looking forward to what they have to say! Any advice as to what I need to do complete Allocation Questionnaire?? thanks guys Dan

ok will call them tomorrow am... and then will post result here.....

Hi guys, The deadline for them to defend is today, and I haven't heard a thing yet! is there anyway to find out if they have filed a defence? if they failed to defend then what should I do?? thanks guys

Hi guys, today I received acknowledgement from barclays. what is the next step... how long do I have to wait before my next step?? also should I start preparing for court? or is it worth trying to apply pressure to barclays to settle early? thanks for any and all help! Dan

thanks saintly, it all helps!

Thanks for the help so far guys, I hand delivered my N1 forms today, with SOC and particulars attached... what sgould I be preparing now? is it court bundles? if so any ideas on where to get all that photocopying done cheap?!

Hey guys, finishing off my N1 form to hand in today, in the section on interest it says "c) The Claimant claims interest under section 69 of the County Courts Act 1984 at the rate of 8% a year, from [date when the money became owed to you]" What date should I put here? The charges obviously each have a different date... should I put down the first date of a charge?? Please help me as i don't want to mess this up!

Thanks for the help! Have written out the letter rejecting fully the offer and informing them that I will be pursuing them in court....eek! Any advice on filling out the N1 form would be most welcome as always thanks for your help, I couldn't do this without the support of you guys! Dan

Hey guys Today I received a letter from Barclays, offering me about £3070 of a £4085 claim. Now the thing is after reading the rejection letter FAQ I am a little bit worried about the wording in the letter and would appreciate some help... Quote "Despite my comments above in relation to your views, on this occasion, and without any admissions of liability, I am willing to offer the sum of £3070.00 towards the total amount you are seeking. This is with the cost and inconvenience inherent in a further dispute in mind and is intended as a gesture of goodwill, in FULL AND FINAL SETTLEMENT of your complaint" (I added the CAPS) What is the best way to respond to this letter? Secondly, I am filling in my N1 form and the amount including interest and court fees brings it into the above £5000 court fee bracket. Does this mean the court fee should be for the higher amount? Thanks for your help everyone Daniel

Hi I need some help, I have been filling in my N1 form but have a question regarding fees... my total claim amount including 8% interest is for £4982.74 however when I add on the court fee of £120 this brings the total claim above £5102.74. Now does that mean I have to pay the higher court fee that applies to claims 5000.01-15000 of £250? I want to make sure I get it right before I deliver the form to the court. Secondly this morning I received an offer from barclays for £3060. Do I need to send them a letter saying that I decline the offer and that I have proceeded to court with the claim? Thanks for your help Daniel

Hey guys after waiting 14 days from the date of my sending the prelim approach letter. I finally received a response from barclays. It looks like a standard reply to me, even including a leaflet! They say that they will try to answer within timeframe given but cannot guarantee they will. Now my questions are a) my timeline - is it 14 days from when I sent the letter (4th may) or from when they say they received it (9th May)? b) if it is 14 days from date then should I write my LBA? c) if they telephone me should I discuss the matter? (I think I would rather not - do not want to damage my case) (below is a copy of the letter) Thanks for help Dan 16th May 2007 Dear Mr Smith, Re. Bank account ----- Thank you for your letter received at this office on 9th May 2007. I am sorry you are unhappy with the charges you have incurred. Your comments are receiving attention and one of my team will contact you as soon as possible. May I take this opportunity to explain that whilst we will endeavour to respond to you within the timescale outlined in your letter, we cannot guarantee that we will do so. Aometimes it does take longer to fully investigate a complaint. However we do aim to find a solution within four weeks. If we are not able to do so, we will always write to you explaining what is happening. A full report or an update on our progress will be sent to you within eight weeks. Please refer to the enclosed leaflet which provides you with more detailed explanation on how we will deal with this matter. Yours sincerely Johnathan Wan Customer Relations Advisor

Hey guys after waiting 14 days from the date of my sending the prelim approach letter. I finally received a response from barclays. It looks like a standard reply to me, even including a leaflet! They say that they will try to answer within timeframe given but cannot guarantee they will. Now my questions are a) my timeline - is it 14 days from when I sent the letter (4th may) or from when they say they received it (9th May)? b) if it is 14 days from date then should I write my LBA? c) if they telephone me should I discuss the matter? (I think I would rather not - do not want to damage my case) (below is a copy of the letter) Thanks for help Dan 16th May 2007 Dear Mr Smith, Re. Bank account ----- Thank you for your letter received at this office on 9th May 2007. I am sorry you are unhappy with the charges you have incurred. Your comments are receiving attention and one of my team will contact you as soon as possible. May I take this opportunity to explain that whilst we will endeavour to respond to you within the timescale outlined in your letter, we cannot guarantee that we will do so. Aometimes it does take longer to fully investigate a complaint. However we do aim to find a solution within four weeks. If we are not able to do so, we will always write to you explaining what is happening. A full report or an update on our progress will be sent to you within eight weeks. Please refer to the enclosed leaflet which provides you with more detailed explanation on how we will deal with this matter. Yours sincerely Johnathan Wan Customer Relations Advisor