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knobby1

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  1. This topic was closed on 11 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  2. This topic was closed on 03/08/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  3. dark sorry but your really just not getting it this site runs off donations, you were not asked to sign a contract stating that you would give 5% of your claim it is entirely up to you if you give anything so lets just cut the **** hey pal. your just troling i could sit here and argue the toss all night because unlike some i`m not too busy hepling people out to answer tits like you.
  4. what a tosser why dont you just go awayyou got your money back and now want to moan about the "service" you got from a FREE site!!!! oh dear oh dear dave i realy dont know how you keep going in the face of this sort of thing. i know knight put a cheque for £10 in an envelope and ask for a DPA request!!!! you prized prannok.
  5. you have given them 14 days to reply i would sugest that if they have said that they will contact you in 5-7 days that this is not a final response from the bank so wait till the 14 days are up, that will take you up to the 30th. plenty of time for them to send you your "were not giving you your money back and this is our final resonse letter!!!". good luck with your claim.
  6. sorry still i diddnt mean for the DPA if you send your request and then the LBA recorded delivery they cannot fob you off saying they havent received it, and even if they do you have the proof you posted it so just move on to the claim.
  7. still send it recorded delivery it only costs a pound, they cannot say they have not received it then, and it sound to me like they are just stalling send the lba recorded and in 2 weeks file a claim. good luck.
  8. shozie ring debitas and tell them the amount is in despute they might be able to hold off for a few weeks but knowing debitas like i do they will want money and quite alot i dont think they will settle for any less than £100 a month (well they didnt with me) and i only owed them £300 if you do not agree to make payments to debitas they will return it to C.1 who will pass it on to another firm that will accept smaller payments. good luck with your claim with C.1
  9. the daily rate of interest and the 8% cannot be added to your claim until you have filed a court claim, the only interest you can claim for is interest they have charged you on their charges and not you overdraft (unless it is made up entirely of charges) please have another read of the FAQ`s. just to be certain of what you can and cannot claim for.
  10. nice to read that even though they do charge for a bounced d/d that they will infact (after 10 breaches or so) tell you to f off, i wish Lloyds had done that to me years ago thus saving me over 2k.
  11. dont forget razorwire that you dont add the 8% until you make a court claim and the only interest u can claim is that for interest they have levied on you for going overdrawn through their charges, this is very hard to work out and would not be a lot of money anyway. Good luck with your claim.
  12. thanks for the link tygermoth it was most helpfull.
  13. sorry gone a bit quit at my end i have received a final letter from our friend Mr just even though i have not sent the LBA yet!! trying to get my timing right, parachute deployed but i don't want to use it as i`m hoping Lloyd's are not going to be funny and call in my overdraft. If they do i cant really have them do it just as i get paid as that would certainly put me up the creek without a paddle. Also i`m struggling at the moment to find the funds to take it to court. Which i know the banks are counting on to lessen their losses.
  14. was there really any need to be so condescending sean?? i think not, anyway it`s forgotten about and my post shall be edited so meets with your approval. Ty:grin:
  15. sorry not all of us are blessed with marvelous standards of grammar, if you have not got anything constructive or pleasent to say then say nothing please,
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