The Court of it's own motion is considering striking out the defence in this action as an abuse of process.
The basis for this is the fact that the defendant is setling all claims of this nature where the claimants are seeking the reimbursement of Bank Charges, with no claims proceeding to a contested hearing.
The court considers the authority of Mullen-v-Hackney London Borough Council  2 A11ER 906 relevant.
If the defendant objects to the proposed strike out it is ordered to file, within 14 days of the date of service of this order, a schedule setting out all claims of this typein ENgland and Wales which have proceeded to a final contested hearing, and the outcome of such hearings, together with a schedule of all such claims which it has compromised before final hearing after proceedings have been issued.
Upon receipt of any such objctions the court will consider listing the claim for an on notice hearing of the strike out issue.
In the absence of any such objections being filed in time, the Defence herein will be struck out and judgement entered for the amount claimed by the claimant, together with the appropriate costs claimable on teh small claims track.