Hi, do you know what, I think I will do that and see what happens, iI didnt think about the fact it had providian on it and not monument, very confusing.

When do i stop payments, do i wait till the 30 days, should i alos sar them for bank charges, or would that fuel the fire:)

Probably, apparently it makes a diffirence the fact it isnt excecuted properly, i have many replies saying yes it is and no it isnt. We will just have to wait and see:rolleyes:

I,m even more confused now, as that was the only info i was sent, they did not send the whole sheet of paper, only the reply card, with a stamp on the bottom stating SUBJECT TO APPROVAL:confused:

Thankyou, that is a big help, will keep informed, regards, rinkydinkydoo:D

How do i do that:confused:

I hope so, should i write and ask them if they have another one

Thankyou for that, should my next port of call be the ignoring stage:)

Hi , I Hope I,m Not Hijacking, I Am So Confused, The More I Read The More Confused I Get, Is This A Copy OF A CCA Of A Credit Agreement,

sorry about the capitals i,m not shouting really

Monument used to be formerly known as providian, does this make a diffirence:confused:

Originally Posted by rinkydinkydoo Today I recieved this letter, advice would be greatly appreciated. I feel they have contradicted themselfs in the paragraph that states We have gone beyond our statutory duty in providing you with a copy of the signed application form. In the next paragraph it states, As we have already provided you with a copy of your origional credit agreement and a statement of your account, I have not had a statement of account, only a balance, well, i dont think its in this lot of letters that ive had off them is it? this is all ive had from them. I think its the application, they seem to not be able to decide, if its either one can someone p[lease advise me.

IS THIS A CCA OR JUST THE APPLICATION, I,M CONFUSED I THEN POSTED THEM A LETTER STATING THAT IT WAS NOT A PROPERLY EXECUTED AGREEMENT. vbrep_register("677667")

ALSO THE FOLLOWING

ON THE 28TH FEB 2007 I SENT THEM A CCA REQUEST, THEY SENT ME THIS WITHIN THE 12 DAY LIMIT

I FEEL THEY HAVE CONTRADICTED THEM SELFS IN THE PARAGRAPH TYHAT STATES WE HAVE GONE BEYOND OUR STATUTORY DUTY IN PROVIDING YOU WITH A COPY OF THE SIGNED APPLICATION FORM. IN THE NEXT PARAGRAPH IT STATES, AS WE HAVE ALREADY PROVIDED YOU WITH A COPY OF YOUR ORIGIONAL CREDIT AGREEMENT AND A STATEMENT OF YOUR ACCOUNT, I HAVE NOT HAD A STATEMENT OF ACCOUNT, WELL I DONT THINK ITS IN THIS LOT OF LETTERS IS IT? THIS IS ALL IVE HAD FROM THEM. I THINK ITS THE APPLICATION, THEY SEEM TO NOT BE ABLE TO DECIDE IF ITS EITHER ONE, CAN SOMEONE PLEASE ADVISE ME:???:

TODAY I RECEIVED THIS LETTER, ADVICE WOULD BE GREATLY APPRECIATED

I THEN POSTED THEM A LETTER STATING THAT IT WAS NOT A PROPERLY EXECUTED AGREEMENT.

IS THIS A CCA OR JUST THE APPLICATION, I,M CONFUSED

ALSO THE FOLLOWING

ON THE 28TH FEB 2007 I SENT THEM A CCA REQUEST, THEY SENT ME THIS WITHIN THE 12 DAY LIMIT

Good For You, I Have Sent A Letter Requesting A Cca Off Blair Oliver Regarding My Halifax Card, But Still Have Not Had A Reply That Was Sent On The 28th February 2007. I Will Follow Your Post Carefully And The Letters You Sent I Will use If Need Be If You Dont Mind. I Bet It Felt Great When You Got The All Clear That It Was Written Off, Regards, Rinkydinkydood

Hi, sorry for delay in reply, it was so long ago i dont remember, ive moved house since, lots of paper work went missing, i dont have the initial paper work.

Hi, i,m sorry i dont quite understand what this has to do with my question, i,m not very good at this stuff, so could you please exp[lain it to me, cos ive read it a couple of times and its just not getting through, lol:D