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striker26uk

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  1. Obviously you haven't understood Allen Carr yet then, because its not about will power. There is nothing to give up. I have the interactive cd rom for Allen Carr and that is so much better than the book. I found that the book didn't really do anything for me but the cd rom worked a treat.
  2. No statements. Non compliance letter sent. So phoned 0800 282 390 spoke to an advisor (Whos name I won't give as I don't want to incriminate him). Really helpful bloke and told me exactly what I should be doing. Firstly he printed out my statements there and then on the phone. Said I would have them by monday. Secondly he looked into why I had been made an offer of £225 without making a formal claim and said that the best course of action was to take Barlcays to a small claims court. Can you believe it Barclays staff saying to take Barlcays to court...... Priceless. I mentioned that people were claiming back up to 12 years and he said that as much as they know it is only six years but once I get my statements if I feel there is going to be a lot more charges dating back to 1998 when the account was opened then he would give me the number for the National Records Centre to get the rest of the statements. He did say that it could take another 40 days to order them from the NRC. I would recommend to anyone phoning up this number if it is this easy. The only condition is that you must have already sent a SAR. My faith in Barclays staff has been reinstated
  3. I'm in the same position. No statements. Non compliance letter sent. So phoned 0800 282 390 spoke to an advisor (Whos name I won't give as I don't want to incriminate him). Really helpful bloke and told me exactly what I should be doing. Firstly he printed out my statements there and then on the phone. Said I would have them by monday. Secondly he looked into why I had been made an offer of £225 without making a formal claim and said that the best course of action was to take Barlcays to a small claims court. Can you believe it Barclays staff saying to take Barlcays to court...... Priceless. I mentioned that people were claiming back up to 12 years and he said that as much as they know it is only six years but once I get my statements if I feel there is going to be a lot more charges dating back to 1998 when the account was opened then he would give me the number for the National Records Centre to get the rest of the statements. He did say that it could take another 40 days to order them from the NRC. I would recommend to anyone phoning up this number if it is this easy. The only condition is that you must have already sent a SAR. My faith in Barclays staff has been reinstated
  4. I've sent off my DPA Non compliance letter today. But noticed on this site that I should be claiming for more than six years. If Barclays only send the six years of statements (Hopefully they won't) how do I go about getting the other few years of statements now that the deadlines have passed since my original request. Or do I do an estimate for the remaining years.
  5. Today i've sent Barlclays an LBA giving them 7 days to come up with the goods or else. I've had no statements and the 40 days are up. I sent my LBA to Churchill Place as all of my other letters seemed to have little effect. Using the freepost address taken from this site. Just reading up now on information from the infromation commissioner's site and looking at the complaint forms. I need a it of help on how to raise a court order though. Obviously it is a breach of the DPA but what can I claim for in terms of damages and costs incurred trying to get my statements. How do I process the Court Order? Any help would be appreciated
  6. Right I've sent my Prelim letter off to Cahoot today. Charges totalled (with interest) £1200. Giving them 14 days before I put my foot down. I hear they refuse point blank to pay out. I'm a bit worried though as I sent everything to CCCS a few years ago. Will Cahoot demand all the money back or will they still honour the payment agreement with CCCS. I thought that if they give me £1200, then they would expect me to give it back to reduce my debt. I'm also claiming though Natwest, Barclays and Barclaycard, all of which have not complied with my DPA request. Some have but only sent me half the statements, Barclays haven't sent me anything. 40 days are up now so LBA sent today.
  7. Right I've sent my Prelim letter off to Cahoot today. Charges totalled (with interest) £1200. Giving them 14 days before I put my foot down. I hear they refuse point blank to pay out. I'm a bit worried though as I sent everything to CCCS a few years ago. Will Cahoot demand all the money back or will they still honour the payment agreement with CCCS. I thought that if they give me £1200, then they would expect me to give it back to reduce my debt. I'm also
  8. I'm new to the site so would appreciate any help I can get from you guys. I've spent ages looking at some of the posts on here and although a lot of it seems straight forward a lot of it is just mind boggling. I am using mine as a test bed for putting through claims for my friends and family so I am obviously keen to get this right first time. I put a claim in for a SAR with Cahoot (which they received 6/3/07) along with some other banks. Cahoot have until the 15/04/07 as I see it to come up with the request which covers a credit card, a loan and a current account. All of which I defaulted on and since had my accounts managed by the CCCS. I would not be in the position I am in now had it not been for bank charges whilst I was at Uni. I now can't get a mortgage and even find it difficult to get a mobile phone on contract and all because of the chain of events leading form bank charges. Will I get my default taken of my file for all my accounts? I don't know. Will I get to repair my credit rating from this process? I hope so. Please follow my case and help as much as possible. Just to confirm if I don't receive the statements do I then (1) inform the ICO (2)Send them an LBA and then (3) Launch a Court Order all at the same time. Or do I wait till the days are up after the LBA to raise the court order. Look forward to you feedback Accounts that I'm claiming on - Cahoot Credit Card, Current Account and Loan. - SAR received 6/3/07 Natwest - Current Account SAR received 1/3/07 Barclays - Student Account - SAR received 1/3/07
  9. Hi bookworm Thanks for you reply. I guessed this was the case and that they were making basic errors. They even said in the letter I received 'following our previous letter'. When I hadn't received anything. Unfortunately I have already sent them a letter saying that I will accept it ONLY as part settlement and in no way would accept this as full and final settlement, as I don't even know how much my total charges are. Would this jeapodise my position at all.
  10. I am currently at the DPA SAR stage with Barlcays but had a strange thing happen. I know the banks are folding at the thought of people taking them to court but I only sent a template letter asking for statements and they put £225 in my account. I haven't received any statements yet and have given them 7 days to respond with my complete list of charges. Surely putting £225 in my account before I have even worked out the charges is an admission of guilt and makes me think that I am due a lot more than this. Anyone had a similar experience? I take it that I still stick to my guidelines of 40 days for the SAR and only take the £225 as pat settlement? Any help would be appreciated. Many thanks Nigel Natwest - Incomplete list of charges but £978 up to 10/02 - Further 7 days Cahoot (CC, Current Account and Loan) - No statements - 7 days to go Barclays £225 in Account, No statements - 7 days to go Barlcaycard - Incomplete statements - demanding microfilm - 7 days left
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