I THINK I HAVE WON
My allocation hearing was today at 3.30pm. Due to a lot of other drama, I got there at 3.40pm. Anyway, while I sat waiting to be called, I asked the lady at reception if a anybody from Abbey had turned up. She said no, but she did put a fax onto my file.
Got called in and it was just me and the judge in the room. He said " This is the situation, Judge XXXXXX had allowed you to file your amended claim and he also set a date for an allocation hearing for today. Judge XXXXXX also stated that if either party did not turn up that judgement should be made against them." He then said "The court received a fax from Abbey on Friday at 10pm stating that for the past week they have been in ongoing negoiations with the claimant by email and letter and felt the they were close to an agreement so felt no need to attend court today."
They are a bunch of bloody liars. On Tuesday, I emailed Inga to tell her that I would not accept less than 9000.00. On Wednesday she email me back to say that offering a reduction of only 139.00 was not commercially attractive to them. On Wednesday night I replied and told her that when they were taking gross amounts of unfair charges out of my account, they did not consider that it would not be commercially attractive to me, so why bring up the commercially attractive arguement now. Inga did not answer me back. And that was Wednesday, they faxed the court on Friday night.
The judge then asked me had I come to an agreement with Abbey. I told him no. He said he thought it was absurd that Abbey did not turn up and thought they could send a fax even though no agreement was made. He then asked if I had any objections to him entering judgement against Abbey, I said no sir. We then went through the figures. Funnily enough he thought that the £1.92 daily rate I was charging was a bit high ( i told him it was 8% of the total) but he still went along with it. So I got my charges, interest, court costs and 78 days daily charge totalling the tidy sum of £9158.41. He said Abbey will have 14 days to pay.
I would like to say a very, very, very big thank you to all who have posted on my forum helping and encouraging me, and to all those who been there and done it, their forums were very inspiring.