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  1. Hi All, I am about to put in a claim with HSBC Credit cards, can anyone tell me if I should use the same templates as I would for a bank account claim? Thanks. Repro
  2. Hi All, I have just had a reply from Lloyds stating that I cannot claim because I have mentioned 'Unfair ContractsTerms Act 1977' which they say does not apply as I am a business client. What would be my best move to make now? Any help much appreciated! Repro
  3. Do you have a link to the advanced spreadsheet please?
  4. Where has all the postings gone for this link?
  5. Hi All, Is there any companies that can do all of this for you for a cut?
  6. One thing that confuses me is that I am sending out a letter (lba) which clearly states that they have not responded but they have responded, so why would this be on the letter?
  7. Mant Thanks I will send the lba again.
  8. I don't understand? What is the prelim? the lba I thought was the letter which states that they have not responded, which they have? And what form do I need for the claim? Many thanks for your help in this
  9. The letter before action letter refers to the bank not responding, my bank has responded but stating that they are not willing to pay anything. Should I go straight for court or is there another letter I should send?
  10. Many thanks for the help! Will this be a small claims matter as over £8K? Regards Repro
  11. 26/02/07 - Sent letter requesting statement 14/04/07 - Received statement 16/04/07 - Sent letter requesting charges & Interest to be refunded 07/07/07 - Letter from HSBC saying no refund charges are lawfull
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