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Everything posted by whiskas

  1. Hi there, I have previously successfully claimed my bank charges back from NW and am now on with my hubby's. Have got up to LBA stage but have had a letter back stating nothing can be done until test case is resolved. Are you all leaving it till this is sorted or continuing to claim??? Thanks Whiskas
  2. whiskas

    What now??

    Hi there, I won against the nationwide a few months back and have recently started claiming on behalf of my husband. Sent his LBA a couple of weeks back and have received a letter this morning to say they won't be acting on his claim as all claims are on hold until the test case is over but that they have "stored the letter" away until it's over. What now??? Also..they wrote to me instead of my husband despite the fact the letter was from my hubby (i have already won)...doh!
  3. Hi, I recently successfully claimed against NW, just doing the hubby's now but have noticed today a note on the home page of the internet banking site to say NW will be "suspending judgement" or asking for extensions of time due to current situation with FSA case. What does that mean for those of us about to send LBA's etc? Are you all continuing business as usual? Thanks in advance Whiskas
  4. Have already opened another with alliance and leicester, just need to do the switching thing and then bob's your uncle! Gonna claim bank charges for my hubby now, woo-hoo!
  5. Hi there, received a letter from NW this morning following my successful claim this week basically saying they can't offer a free banking service again and although they aren't closing my account if I fail to meet the terms and conditions again they may give me 30 days notice of closure of account. I am now paranoid. Although I am 100 times better nowadays and haven't had bank charges for nearly a year now due to getting more organised what if I ever made a mistake and a direct debit was returned or something. Do you think a marker is put on the accound and they automatically close it or is it just a warning?? So paranoid! Its good cos it has forced me to make sure I have my money sorted. Any views on this appreciated.
  6. Congratulations! Another Win! Woo-Hoo!
  7. Perfect! Loud and Clear! Keep us posted if they respond.
  8. Hi claimed £1138.82 including interest and court charges, was paid full amount in two separate installments as a "correction" and "cash credit"....plus an extra £119.00!! NW put a defence in on day 28 of MCOL and paid an hour later! This forum is absolutely the best and I still can't believe it works! Don't give up, stick in there despite snotty letters etc and you will win.
  9. Definitely wait until the day before or on the day itself. You don't want to put their backs up. Keep the email very simple and matter of fact as I did...so they know you know what you are doing. You've nothing to lose and EVERYTHING to gain!
  10. HI there, just wanted to say that the only reason I emailed Eversheds was because I had read on this forum of people emailing Charles Bacon (another NW solicitor). Didn't think I had anything to lose and like you say they might have been going to pay out anyway. The response from Eversheds wasn't positive so I wasted my time anyway....and yet they paid...and more than I claimed for! Anyone any idea why I might have got £119 more?? The people at MCOL said just to enjoy it! Ha!
  11. Just hang in there, you will get it I am positive!!! Can't believe I have got even more than I hoped for!!!
  12. Woo-hoo! Rest of money in today....an extra £119.49 too. Total claim £1138.82, total paid, £1258.52!!! Today's credit showed as a credit by cash. Thanks to everyone on this forum. Couldn't have done it without you.
  13. So...up to press they have just refunded the charges I am reclaiming - £851.00..but not the interest..£287.82. Do you think I will get the rest today?
  14. Oops sorry PPMAN159....i am so excited about my win forgot about that! Thanks for your help.
  15. Still waiting for the rest of my money so not a winner but hopefully that will come today... I put: Dear Mr XXX RE: Whiskas V NATIONWIDE CLAIM NO XXXXX I would like to remind you that Nationwide have until midnight tonight to file a defence. I will be filing for judgement at midday tomorrow if I hear nothing. Whiskas .....short and sweet but it seems to have worked! Ha! He emailed back to say defence had been filed on 27.05.07. I rang MCOL who said they had just received the defence this morning (!) and then I checked my bank balance it wasn't there. Checked again ten mins later (obsessive or wot) and £851.00 was showing as a correction! Just want the rest now! Good luck!
  16. Please see post above....just received £851.00 from NW, thirty mins after email received from solicitor to say they were defending! Another £406 oweing so just checking bank now to make sure it all goes in. You will get yours, just stick it out x
  17. Sorry just in shock! My claim is for £1246.00. £851 has just gone in about two mins ago...gonna keep checking to make sure the rest goes in. Their solicitor only emailed me about half an hour ago to say they were defending! Woo-hoo!
  18. OH MY GOD IT REALLY WORKS!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! I can't believe it!
  19. I emailed the solicitor at eversheds dealing with my claim, he responded within an hour. The details are on the acknoweldgement of service you will have received from the court. Mine was: step[email protected] MCOL now says "no further action can be taken online" and that the case has been transferred to a local court. I go on holiday on saturday morning...really want an end to this before then or else I will be trying to sort it out from a sunlounger in greece! So worried about going to court!
  20. Just checked MCOL...case being transferred to local court....
  21. Update: Emailed eversheds this morning to remind them of deadline and just had one back to say they filed a defence on 27.05.07 (sunday?). How do I find out what defence is..phone the court? HOping the defence is that they are paying me!
  22. Thanks for that! Oh god, I don't really wanna file judgment...more money to pay out! I hope they settle today!!!!! Gonna check my balance every few hours. Will keep you posted.
  23. Getting so nervous now, court have said to ring them if not heard anything by tomorrow and they will press judgement. What happens then? Do NW get more time? Can't believe I am at this stage..............will I get my money?
  24. Hi guys, am in the same position as you. 28 days runs out tomorrow..have rung the court who said it will be tuesday at midnight it runs out due to the bank holiday and if haven't heard anything by wednesday lunchtime to ring them and they will enter judgement. Getting very worried.......................
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