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boatboy

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  1. Well the other statments turned up wednesday and all OK postie keeps turning up every day now with more! So far I have 3 sets of each, anyone else had this happen? All from Trinity road as well. have I been put on a mailing list?
  2. Regarding my previous update about halifax not having any record of my request for statments (5th April) well a strange thing has happened, on sat I got a letter informing me that statments had been ordered but the letter is dated 29th March! also 1 set of statments for one account, still waiting for ones for other acc. maybe they will arrive tues Must go get the highlighter out and count my pennies
  3. boatboy

    boatboy v mbna

    hi all I am at present waiting for halifax to send statments and getting bored so I will have a go at mbna while im waiting. just need a bit of advice first. I have 2 mbna credit cards 1 has always been mbna the other was originaly a halifax cc (BHF) but halifax transfered it to mbna a few years ago. Now I dont ever recall signing any agreement when this happened so should I ask for this first or just hit them both with a SAR request and carry on in the normal way. 1 other thing one account is just mbna but the other is mbna europe bank, can I treat both as the same disorganisation Many thanks BB
  4. while waiting for statments to arrive i have been looking through ones i have and have noticed a little [problem] to put it simply i have 2 accounts lets say A+B wages go into A every friday standing order moves x amount from A to B B account covers all DD etc A account is money to invest in pub, fast cars, wild partys etc (joke) However when a DD is payable on same day (friday) due to days of month moving about(ie. 1st might be on tuesday but next month 1st might be on thurs) a bug appears on their system and guess what? transfere from A to B does not take place untill the next day, and then what happens? Yes you got it, snotty acidic letter informing me that their goof has cost me 39 quid. Have a look at your statments and see if this glitch is common.
  5. Rang Halifax today and spoke to someone called Tara to ask when i could expect my statments as 40 days are up tomorrow. after going through the usual security questions, acc nos etc it appears that they have no record of my request. I pointed out that the request letter had been signed for and postal order cashed. Well im really sorry about that and will order them today and they will be with you in 7-10 days. I am going to send non compliance letter anyway as from these forums it does seem that Halipratts to tend to tell porkies Happy Easter Mr Brown
  6. Thanks for that Joa gf definatly didnt know what was being paid as it was direct to landlord Dont know about landlord though! although x+y must have equaled z+ Will send appeal letter and see what happens
  7. DOEs anyone know how long a second hand dealer has to provide a warranty for I have heard 1 month 3 months 6 months, which is correct? Is it worth getting a warranty privatly? I know we are not supposed to recomend a particular thing on these forums so can I ask which warranty companies to avoid ?
  8. MY GF is recieves housing benefit for her privatly rented house the council set the rent they were prepared to pay in march 2006 and she makes up the difference between what the council pay in benefit and the actual rent by paying the landlord direct. The council pay there bit direct to the landlord (so good so far) Now the council (March 2007) has had cause to review the benefit claim and has discovered that they have been paying too much to the landlord i.e they have been paying more than they agreed. Now they want to take the overpayments they have made out of her benefit for the next year so in effect they are charging her for there mistake which they paid to someone else not her Can they do this? Any advice much appreciated.
  9. 40 days up next week but no statments yet, not even a letter saying it will take 8 weeks. Are they just playing dumb?
  10. I live on a boat and dont have a TV licence WHY? 1 no floating detector vans 2 on tv licence exemptions it says not req for tv powered by batteries(not exact wording) mine is powered by batteries which feed an inverter(changes 12v to 240v)which feeds tv, video,freeview etc dont know how this would stand up in court though!
  11. thanks for that jaxads, I read your thread a few days ago as well as many others and I cant stop reading them(gets addictive) cant wait for the fun to start!
  12. statment request delivered 26/2/07 and signed for at trinity road. Thinking of closing halifax account and using my other account to stop any skulldugery. Can I nominate where I want the money paying( I know I might be jumping the gun a bit)?
  13. how about organising a bus to take us all to watch,we could all chip in from our winnings (not got mine yet) afterall halifax would be paying!
  14. cant wait for mine to arrive and get my calculator out Good Luck
  15. i HAD A HALIFAX CREDIT CARD FOR MANY YEARS BUT A FEW YEARS AGO IT WAS CHANGED TO MBNA (NOT MY DECISION) DO i HAVE TO ATTACK EACH SEPERATELY OR CAN I CARPET BOMB THEM TOGETHER. I AM ALREADY AT WAR REGARDING MY CURRENT ACC ON ANOTHER THREAD AND ENJOYING IT THE REASON I ASK THIS IS THAT ON THE TAKE OVER I HAD ISSUED A NUMBER OF CC CHEQUES WHICH SUBSEQUENTLY BOUNCED AS BY THE TIME THEY GOT BACK TO THE HALIFAX THE ACCOUNT NO LONGER EXISTED AS IT WAS NOW IN THE HANDS OF MBNA WHO WERE NOT INTERESTED IN HALIFAX AND ALL HALIFAX SAID WAS ACCOUNT DOES NOT EXIST.BUT NOW IVE FOUND THE CAG ITS TIME TO KICK A** ANY IDEAS MUCH APPREICIATED:confused:
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