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Flymo

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  1. hey guys, i have been trying to find out whats likely to happen to my halifax credit card following the lloyds takeover, i cant seem to find any information regarding this anywhere. i have a £1000 limit and currently owe £950, im about to pay the whole thing off. is it likely that they will cancel my card after i have done this or will it be business as usual? cheers
  2. why thank you very much lizzy, and may i say... you look simply divine in your avatar...... simply divine!
  3. Hi, i successfully claimed back my charges from HSBC earlier this year and want to do the same with my capital one charges which, so far, tally £472. my question is, are people still being successfull against capital one and are they part of the test group? also, how do the letters differ to the ones i sent to HSBC? Thank you dearly
  4. Flymo

    Flymo Vs HSBC

    there wasnt a confidentiality bit, which i found odd, nice looking paper tho lol
  5. Flymo

    Flymo Vs HSBC

    they offered 85% back now which i have agreed to, thanks all (Y )
  6. as a result of claiming charges..... would be interested in finding this out.
  7. Flymo

    Flymo Vs HSBC

    ok, i recieved a letter today from a colin langdale basically stating that he's investigating my claim and he will contact me with a full response. anyone else get this? D
  8. Flymo

    Flymo Vs HSBC

    still nothing and im a couple of days away from the 14 day mark. hadn't had an offer or anything yet. do they normally ignore the first letter or should i expect something soon?
  9. Flymo

    Flymo Vs HSBC

    right, we're off. just posted my prelim asking for full amount of £1014.50. i didnt add in the interest charges which appear on my statements on the same dayt as my total charges did(the 28th) was i supposed to? Wish me luck guys, i hope to god that HSBC don't decide to make an example out of me LOL D
  10. Flymo

    Flymo Vs HSBC

    well, this is the main account, i think i'll just stick with this as its still over £1000, i dont really want to get in the position of getting my accounts closed as i actually like HSBC
  11. Flymo

    Flymo Vs HSBC

    Ok guys, i'm ready to send off my prelim letter to hsbc, i'm addressing it to The Manager Service Quality Team HSBC Bank plc Arlington Business Centre Millshaw Park Lane Leeds LS11 0PP is this right? The amount owed on one of my accounts is £1014.50. i also have a closed account with hsbc and an old mastercard with them as well, will i be able to claim for those accounts using this same prelim letter or will i have to send seperate ones? also, will i be at a greater risk of having my accounts closed if i claim for them all? your help would be greatly appreciated as im cacking my pants lol
  12. just had a look again, and its showing 8 defaults on one vodafone account. and the way its written they are actually defaults and not late payments
  13. im still a little confused as to the severity of these defaults. vodafone basically said i defaulted my account and then they closed it. i had to pay a massive sum to them at this point. there is now default registered against my name on my credit file. so is this not a CCA default?
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