jjandbump
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Everything posted by jjandbump
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Oh ok x thanks
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WhAts op
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I am really sorry I am lost I have sent the extension request Do I ask for documents etc at this stage? I am sorry been off for a while my 6 year old broke her arm and we have been in hospital!
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ok, so I don't send anything at the moment bar the extension request
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Pleaseanswer the following questions: 1. Upon whatdate was the last payment made on the account? 2. What was thesource, method and amount of the payment? 3. Was aDefault Notice issued pursuant to section 87 of the Consumer Credit Act 1974(as amended) and if so: a] Upon whatdate, for what amount and what was the date for remedy of the breach? b] Was theissuance of the Default Notice noted in the communications log? 4. Does theamount claimed include charges, and if so what amount? 5. Copies to beprovided of all credit agreements 6. Any statement of means policydocuments as to any insurance products sold by welcome financial services 7. Any statement of price documents associated with any financial agreementbetween the defendant and the claimant 8. Any insurance underwriting sheetdocument associated with any financial agreement between the defendant andclaimant TAKE NOTICETHAT YOU ARE REQUIRED TO ANSWER THE ABOVE REQUEST WITHIN 14DAYS OF SERVICE OF THE SAME UPON YOU. Regards
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IN THE Northampton County Court (Bulk Centre) CLAIM NO: BETWEEN: WELCOME FINANCIAL SERVICES LTD [Claimant] and xxxxxxxxxxxxxxxxxxxxxxxxxx PART 18 - REQUEST FOR FURTHER INFORMATION To: WELCOME FINANCIAL SERVICES LTD (claimant) Pleaseanswer the following questions: 1. Upon whatdate was the last payment made on the account? 2. What wasthe source, method and amount of the payment? 3. Was aDefault Notice issued pursuant to section 87 of the Consumer Credit Act 1974(as amended) and if so: a] Upon whatdate, for what amount and what was the date for remedy of the breach? b] Was theissuance of the Default Notice noted in the communications log? 4. Does theamount claimed include charges, and if so what amount? 5. Copies tobe provided of all credit agreements held between the claimant and the defendant. TAKE NOTICETHAT YOU ARE REQUIRED TO ANSWER THE ABOVE REQUEST WITHIN14 DAYS OF SERVICE OF THE SAME UPON YOU
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how would I get a copy of previous agreements to prove something is wrong
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Dear Sir/Madam, I have formallyrequested a Subject Access Report which was confirmed as to be sent by Welcomefinance, this has failed to arrive. However they have sent a copy of anagreement. The signature shown ismost defiantly not my signature, I ask that copies of all the other agreementsto which have been refereed to are also sent, to be able to provide to thejudge. I am also in the processof having a report made by a graphologist in regards to this. I also paid a lumppayment in branch and this cannot be seen. I look forward to receivingthe copies of the agreements which hold my signature. Regards
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I received it on the 9th june. x and acknowleged service on the 10th june
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Welcome / Hegarty LLP Claim Form
jjandbump replied to Jimmy Jangle's topic in Financial Legal Issues
wow you are very good at that x -
I want to get an extension of the time to file a defence as I have been poorly with my heart and haven't got through the rest of the loft I will do it. I know its there. I also want to send a letter to see the other agreements, they will then see that the signature is not correct and that they dates don't tally up! Thank you ;0)
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anyone I need to get a letter off
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its not it was cash from selling a car we had. I want to write to them and ask for copies of all the credit agreements as this is not my signature I don't know what or who or how this has happened, we were talking about it the weekend and I wonder If the branch have been fiddling and have made a new agreement up, they said that the agreement is on credit report as started 23.07.2008. but this agreement they have signed doesn't even have the right date. I have three questions: 1) How do I apply for an extension of the date for defence as I think I need to get my SAR and copies of all the agreements. 2) can I simply write a letter and ask for the copy agreements and advise I am getting a report from a hand writing expert 3) the comments as above even on the default notice do I need to do anything on that also. there answers all seem pretty vague. If anyone else has had a signature forged can people let me know , I keep hearing its common practice but do not have seem to have found anyone else.
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I don't have an active loan with them anymore I am not paying anything and shouldn't be. that's whats annoyed us so much
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what for?? the original loan
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I am glad its not just me then I know I think that there has been one of 3 things happen: 1) the store were on the fiddle and have done well to cover it until they were shut down, 2) there has been an error 3) welcome are as confused as i am and don't know where to start. i don't know where to start. I have looked at the statements and there is no big payment that we made, i know it was between 3000 and 4000 pound! i know i have the receipt we were given and will be celebrating when i find it.
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what does this mean, do you think I am going to come across more problems, now, I cant belive this is all happening, I found some older credit reports last year I am going to have a look tonight and see if I can see any thing odd on them, I am a member now of credit expert so I should get flagged up with changes they make now.
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we had 2 I am sure it was only ever 2, I do not know where to start as the dates are duplicated, I have older credit files at home I am going to check them, I found that box last night, in my hunt for the receipt!
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thank you all for your help, I just really do not know how a company has got away with this.
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This seems odd but I have just looked at 3 credit reports and something tells me this is getting odder and odder, there are 2 enrtys with the same date, one says settled in 2008 September and I am sure this was when we paid off!
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Oh my goodness, I know it sounds silly but should I report it to action fraud, Why have the company directors not been prosecuted for this. Do you know what documents I should issue, and another questions someone may be able to help me with is the default if they admit they served no notice how do I have the default. another thing is they have signed the agreement 12-9-8 ??? there is nothing else corosponding with such a date either by statement or credit file.
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I just am worried sick, we have vistited the offices and they are empty, how am I ever going to prove our story with the history of this company and reading on these sites they all need locking up!
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A lump sum of cash was paid off of the loan I believe that this was in full and final settlement, I am sure this is 2008, I am sure I have the receipt but I just can not locate it! I will do I have gone though 1/2 the loft and will find it. I don't know what has happened and am even more worried now that this "signature" has come out of the woodwork
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what do I do now though, how do I construct a defence
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thank you I didn't know this. x
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