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TanyaA

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  1. Just reading all of these threads - please could you tell me what a POC is and the other abbreviations I am just about to send my claim to the court, and was just sending my N1 form, spreadsheet of charges and my court fee? Am i right in thinking I need something else? sorry
  2. TanyaA

    Please help

    Lula - keep me up to date with yours - how long has yours been going on now since you filed with the courts.?? Just tried to do the 8% interest calculation on the vampiress spreadsheet - but it doesnt seem to work - got any advice
  3. TanyaA

    Please help

    Lula Sent a letter of last friday giving abbey antoher 10 days in which to refund the whole amount or I will be going to court with them. So I am now going to fill out thye N1 form for both Abbey and HSBC - hoping that it might all be cleared up within the next month or so - How are you getting on with yours now - are you any further on?
  4. TanyaA

    Please help

    Lula Thanks for your reply, can you tell me where I can find this letter? I have had a look on the a-z index , but dont seem to be able to find one. Sorry to be a pain. Hoping to get to the court this week to put in my claim - Unfortunatley running a hotel and having 2 kids under 2, is a bit time consuming, so everything is a bit behind my schedule. Thanks again sorry to be a pain
  5. TanyaA

    Please help

    Charley Farley and Lula Had the rest of the family down with this sickness bug now - so not had a chance to do the claims form yet - but think I know what I am doing now! Lol However, had a letter ta from Abbe ffen a Goodwill gesture of £240which is about 1/8th of the total charges - it is saying that their charges do not contravene with the Unfair terms in Consumer Contracts Regulations 1999 and they also comply with the Office of Fair Trading Goes on then to say" they are unable to provide me with my requested breakdown of charges, but that they are based on the extra adminstrative work incurred by Abbey....blah...blah They are going to put this money in my account in the next 10 days, but does that mean I can't claim for the rest??? Can anyone give me any advice - I am sorry but unfortunately I run a hotel , have 2 children under 2 and husband and do not have a lot of time to plough through all the other threads - sorry again.....:-|
  6. TanyaA

    Please help

    Lula just tried to go to the Link but it keeps coming up with web page not available. thanks again
  7. TanyaA

    Please help

    Thanks charley farley So I need to fill out the part that says my solicitor firm? also do I just tick no for the question about Human Right Act? Once this is filled out do aI then just go to the court and they fill in the rest? Thanks for all your advice and help both to you and Lula:)
  8. TanyaA

    Please help

    Thanks for that Lula, he is still not right but he is keeping liquid down now, so that is one thing. Had a look on the N1 form - just a bit worried whether or not I will fill it our correctly - is it difficult or easy to follow??
  9. TanyaA

    Please help

    Hi charley and Lula Havent had a chance yet to do my N1, unfortunately had some urgent work issues and then my little boy was taken ill over the weekend, but am going to have a go at it in a mo (if I do get a chance) how do you actually file this to the court? and does it cost you anything up front??
  10. TanyaA

    Please help

    charley farley found the N1 form, but cant seem to enter details on my screen - am I being stupid? Also a bit concerned as to whether or not I will complete it correctly, and tips??
  11. TanyaA

    Please help

    Charley farley Thanks for that - been keeping up to date with your situation, any more news yet??? The 14 day LBA is up on thursday, and as of yet I have heard nothing - they have also charged me again this month - even though I havent been using the account.... Just wondered should I start to fill out the Mcol form yet and if so where should I find it? Thanks for your help!!
  12. just noticed that hsbc have now suddenly started charging me an overdraft fee when all previous charges have been called notified charges would this have anything to do with my prelim letter I sent? Can this be classed as a charge I can claim back or not? Just realised I have made a boo boo on my prelim letter to HSBC, changed all my details i.e account number address etc, but the first line reads".... you Abbey national.." instead of "....you HSBC" Should I re send my prelim letter?? please help
  13. Hi Sick of Abbey Sent my letter requesting repayment of my charges within 14 days (sent on the 15 March) I received the same letter as you on Monday this week about investigating fully etc and let me know in 4 weeks....blah blaah blah Did you wait or send them another letter? If you dont hear from them by the time the 14 days are up, do you send them the letter threatning court action or give them more time? Getting a bit confused as to which letter I have to send next. How are you getting on with yours now?
  14. TanyaA

    Please help

    yes it was my prelimnary letter requesting my charges - I havent yet heard back from either of them yet - the 14 days will be up on 29 March How long does it usually take for them to get back to you, or do they usually end up waiting until you send them the court prelim letter?
  15. TanyaA

    Please help

    Sent both my 14 day letter and spreadsheets to Abbey and HSBC so still not received anything - this was 9 days ago. When should I prepare for my court action? Also can anyone advise what MCOL stands for? Please
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