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Keithowedalot

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About Keithowedalot

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  1. This topic was closed on 10 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  2. This topic was closed on 03/07/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  3. I was recently contacted by a Debt Collection agency for out standing ebay fees, I paid ebay directly. But the agency had added an £8 late payment fee. I wrote to them pointing out I'd not pay the unlawful charge. They have been in contact to say they will pursue their charges. Am I in the right to stand my ground here?
  4. Just to let you know Halifax waited to the last day to send an offer of final settlement to repay the new charge.
  5. Have you tried opening an account with Nationwide? I've a terrible credit rating and they gave me a Flexi account with overdraft, and the online services are brilliant compared to the crap Halifax offering.
  6. I'm pretty sure it was this number from the contact details thread Halifax have yet to respond to my letter, so it looks as if we can just start the process, at the end of the day the end result is the same they would still have to address the charge in Court.
  7. Point 1, won't apply as I actually got Judgement against Halifax when they failed to send a Defence, I've not signed any forms agreeing to their terms. Point 2, I want to close the account, its the only reason I looked at it today! I've basically added to my Req for Rep a line asking them to repay the charge and close the account instead of the matter ending up in the hands of the Court again!
  8. I'm in the same boat, they refused to refund them, so I called head office Customer Relations, who also refused. I told Head Office, I have Judgement against you once, I'll happily proceed down that avenue again. So within 4 hours my first request for repayment was on the way to them.
  9. I don't know which result to say on the survey as I actually got Judgement...
  10. Thanks Henrysdad I read your post yesterday, very reassuring, I hope you've had success in your claims. Today I finally recieved a cheque in settlement of my claim I'll forward a small donation when I recieve my salary at the end of the month, this clears the majority of my OD. Thanks to all behind this site, I actually said a few weeks before I send my DPA request, "I've left it to late now, its not worth trying!" Good luck all
  11. Ok phoned them, I missed the ladies name, DOH! She confirmed they had a huge backlog, and she could see my cheque had been requested but not sent out, I asked for a direct payment, she said that would be fine but it would take another 7 days! Can I get a Baliff Order and go and take their chairs? I knew from the offset that I'd get this wrong! At least the interest is adding up with each day!
  12. Thanks for the advice, i'll call them tomorrow, I've been away for a long weekend and expected to have the money in my account on return. I'm going to ask for BACS payment as I feel I've waited long enough now. Wish me luck! Keith
  13. Well dispite a letter arriving from halifax to say a cheque would be following for my credit card charges, nothing has appeared. Today is day 28, I'm guessing a cheque will arrive in tomorrows post but I hope I can apply for Judgment!
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