Thanks for remaining positive on my behalf, I'm just not going to be in a position to pay any more court fees or anything ever, and am sorely tempted if I can jack it all in now for free to do that. Almost wishing I'd cashed their paltry offer of goodwill at the time!

I'm wondering what to do now, way back in Jan 07 I started a case against A&L did all the MCOL paid my court fees and the case was dueto go to court the friday when the announcement came in all cases were being put on hold. I'm not going to get anything back now, the money I paid for the court case is wasted, I don't know how to stop everything. Rubbish news doesn't cover it

Twas Bradford County Court, and tbh I'm not in a position where I can afford £35 on this - they've already had courts fees, amendment fees... I'm the only one out of pocket so far Thanks all for the help tho

Well got my letter today. stayed until February 2008. Woot.

I contacted Bradford County Court to find out what date they required my bundle for, to be told "Your case is being stayed, they all are. You'll be getting a letter shortly". So it's already gone on 8 months, and will continue I guess

Spoken to the court - no wonder I've no recollection of bundle being asked for - it wasn't. I've been told I'm due a letter in the next week or so as my case is being stayed due to the test case. Lovely Thankyou for your help everyone! I'll put my feet up now!

Hiya again, my search ability is proving useless - does ayone know the link to the summarised Aussie report that people were using recently? Ta!

Thanks Mimi, you're a legend. I found Dec 2002 on this site, so I'll use those I reckon, cover my back. Just got to sort a couple of reports, a contents page and then pick up my statements from home. Kinda miffed that the court wouldn't confirm what date is had to be in by - i couldve already missed it, BUT with a court date of sept 4th I hope not

thanks for the help so far Mj & jess, you're amking it so much more straightforward to me. I have to get as much printing done today as poss as can only do at work, but the t&c library link are rapidshare which is blocked Can anyone copy & email me the t&cs for Sept 2002 / April 2007? If so pm me and I'll give you a work email addy. Thanks!

When I rung them all they told me was the date and time, they wouldn't confirm anything else. I gave a statement of evidence at my preliminary / directional hearing, will I need another? Thanks MJ x

I'm afraid I don't have that, the letter has disappered and they can't send me another. All I know is I have to send a copy to them and one to A&L :

Thanks for the support everyone, it just feels a bit like its on top of me now. I can't really afford to lose the money I've already paid, I was hoping they might have made an offer by now : ( Any help is greatly appreciated, the letter I got from the court about my date / bundle was moved *somewhere* by the ex, so I had to ring them for the details. I still have all my correspondence Ive sent them and everything. Jess my email is tegill (at) blueyonder (dot) co (dot) uk (obv without the brackets and with .'s), I'd appreciate any help you can give me. Thanks so much

Hi all. I'm in a bit of a quandry. I'm due in court Sept 4th, and I haven't yet prepared my court bundle. I've been going through a bit of a harsh breakup and it's really been out of my head. I'm not sure what goes on with people like me with this test case happening, if my claim will continue or what, but i'm close to jacking it in at the moment, I don't feel I have time time or energy for it. I know my bundle will be due in the next week - how would one go about cancelling a case?

Chubbas - thanks cazawilson - I would say take everything you might need - better be overprepard than under. They didn't take a witness stament off any of us, although they did ask us to submit it in writing after the hearing I GOT MY COURT DATE 4th September. I could have gestated and had a child in the length of time this will have been going on should it get to there!

Jansus - I'm all sent off, received and reserved so now it's just waiting, they get 14 days from the date of service to "react" to the changes (which they don't need as it is exactly what I've been telling them all along) then we wait for the court date. I want them to talk about an offer, it's been going on since january, it feels never ending!

To update, I walked the forms over Thursday, the girl at court started off refusing to take them as "The fee is 120, you've only got a cheque here for £40" After explaining 3 times I managed to get it through. I received today the 2 copies to file out, and I have a question. if I post to A&L monday (as post office shuts at 1 today) what date do I need to put as "date of service". I'm posting first class monday, so ideally they'll have it tuesday - should I put wednesdays date or later even? Advice greatly appreciated!

I rang the court yesterday, with it being my 6th day and my having sent the amendment on the 1st and not hearing anything (I couldn't confirm if the cheques were cashed either) I got hold of a lady who said the judge was wrong telling me I don't need an N1 form, that I have to send three back, with a new cheque for the £40 (the £35 is not payable) and that all my details should be back with me anytime. They were at home when I got there at 5 yesterday, leaving me no time to action anything. I've brought my N1's into work to fill in when I get a quiet moment, with the intention of walking it over to the court by hand (as today is the seventh day) BUT I don't have my chequebook here (i was 100% it was in my desk, but its not) They don't take electronic payment, so I'm totally stuck, Best case scenario is I fill it all in, find chequebook tonight and hopefull get it in tomorrows post / hand drop it tomorrow, but this is outside the 7 days they gave me through no fault of my own! I don't want it to be struck out after the judge told me (in front of 4 other people) I didnt need those forms I know I have to fill them, but it's putting me over the specified time limits. how has this managed to go wrong every step of the way so far?!?

Here's the letter I'm sending then :

MJ you're a star, that's just what I wanted! I'm just brain frazzled after watching big brother last night and can't form a sentence without "Have it!" I shall tweak that slightly and attach witness statement. Thankyou thankyou thankyou a million times!

chubbas; All I've claimed for is charges + the interest calculated by the spreadsheet. my problem is I didn't actually input it right on MCOL, and input the total without the interest @8% (losing myself about £200) I haven't calimed anything more than that

MJ that's great, but I wonder if i've not made myself 100% clear. my shedule matches my particulars, but the actual amount I put the claim in for doesn't match the two of them (because I didn't add the itnerest) Do we still think it would work?

Thanks again everyone! I simply think he turned up because he was local, and there were two cases in the same hearing against the same bank. However, also received were two letters from A&L received 23/05 (before I received notification of the date - I got that on the 24th) one for each case saying due to the short notice and the costs (paraphrasing here) they would like the court to consider them attending by telephone! My next questions is re amendment. I have been confirmed I can make the necessary amendments, the judge said I didn't need another N1 form. The amendment is such: The amount I am claiming is wrong, it doesn't match the partics. as I didn't include interest. The court cost increases when I put this on, so I am aware both the £35 non refundable amendment fee and the £40 fee for being in the next cost band apply. I want to send the letter off today, so am hoping someone can advise me what to write, how to state what I want. my partics. don't need changing, I just need the amount changing to reflect them, and a letter saying that which I can send to the court and also forward on to the defendants. I am still considering writing with an offer to settle for the actual cost + court costs (but not interest), but won't be rushing with that!

I don't know about "real court" I sincerely doubt it. I had someone representing the bank turn up at my directions hearing though, which would have been intimidating had he known much! Like MJ said, prepare for the worst and be happy if it doesn't happen.

Thanks MJ, chubbas. I was so scared. There was a guy they dealt with before me who was kinda angry and ranty, and I didn't say much at first, but afterwords they said I made some good points so I was happy. It was a rush afterwards, but I think if I can avoid court I most certainly will!

Thanks all. Am back in one piece. There were 4 cases at the hearing, 2 of which were for A&L. 20 minutes in a solicitor turned up for Alliance, who were working on behalf of Wragges as (by his own admission) "when they have a lot of cases on going the agreement is we take cases on and vice versa" I asked about amending my claim, the court has agreed I have until 7th June to submit the amendment and a witness statement in writing to them, and also to the defendant. Mr Askew (the sol) wanted then 21 days to react to that (i forget his wording) but I convinced judge 14 days would be more than adequate, being that the mistake was on the claim and had they read any of the correspondence I'd sent they would already be aware of the changes I need to make. We are going for first available hearing after 16th July. Mr Askew wanted a day for his case, and a witness. My response was "I feel 2 hours would be more than adequate, given that the Alliance have a history of at least 74 court cases where the cases were settled prior to actual hearing" It was even more bizarre as the couple who were also vs A&L he only asked for 2 hours! As much as in other circumstances I'd certainly spend a day with him, it wasn't happening So, mr solicitor was shaking more than me! The only argument he had was that myseldf and other party "had not particularised correctly" which Judge said wouldnt be a probvlem as I am amending anyway