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poorlor

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  1. hi there its me again decided to claim the old fashioned way through my local county court, ive filled in papers, and printed 3 copies, I know one goes to the court but wht about the other 2??? where do I send them. My head is spinning:?
  2. Thankyou its great to have people who are so willing to help those of us who need it much appreciated
  3. no im not claiming ovredraft interest, so should I leave that bit blank, and still unsure what I should put here Plus interest pursuant to S.69 County Courts Act 1984 from date of issue to date of judgement/settlement at £xx.xx per day {(enter daily rate here - (CHARGES+OD interest)x 0.00022 = pence per day) }OR at such rate and for such periods as the court deems just. or is this only if you are claiming for overdraft interest?
  4. Hi there i was wondering if anyone could be of assistance, I have looked at the court forms and despite looking at examples etc am very confused. Charges £xxx.xx Mine are £2213.50 Overdraft Interest £xxx.xx mine are £536.30 NOW IM NOT SURE WHAT I PUT IN THE FOLLOWING???????? Interest under s.69 County Courts Act 1984 £xxx.xx Court Fee £xx.xx TOTAL £ xx.xx Plus interest pursuant to S.69 County Courts Act 1984 from date of issue to date of judgement/settlement at £xx.xx per day {(enter daily rate here - (CHARGES+OD interest)x 0.00022 = pence per day) }OR at such rate and for such periods as the court deems just. can anyone help?????? I can see why people give up at the first hurdle, but Im not going to, appreciate any help anyone can give me
  5. Hi I may sound really stupid now, but I need to ask I sent my LBA to the Woolwich they have a few more days to reply but not holding my breath!now I also sent a list of charges with the 8% added to each charge. Now the ? is when I apply to the courts do I put the same figures that I sent to the Woolwich, or do I have to do them again, as more time has gone by, and more would be added to the interest:confused: :confused: sorry if I sound really stupid, but I would be grateful for any help, thanx
  6. Thanks to all those who have offered words of support, much appreciated
  7. Hi I sent my prelim letter to the Woolwich recieved a standard reply "sorry you are not happy, we'll get back to you sometime ......." then sent LBA 14th April, recieved letter today to say "sorry you are not happy, we'll get back to you by the 17th May, so consequently i've taken that as they are totally going to ignore my claim, as the 14 days are up on the 28th April. Im having nightmares about taking them to court and filling in the paperwork etc I guess thats what the woolwich are hoping for. I really do want to see it through but I am beginning to panic can anyone help put my mind at rest in anyway:? :? :? Keep looking at F&Q and getting more confused
  8. Hi there I was wondering if some one could tell me why they are not using the services of the financial ombudsman, Rather than going through the courts???????? from what Ive read they will deal with your case free of charge, once you have applied to the banks for monies to be returned, and they do not comply, to me it sounds much easier than dealing with courts and the paperwork that goes with it. Am I missing the point or are using the services of the FO not as straight forward as it seems?. dont get me wrong Im not knocking this site in any way, but Im really worried bout filling in court forms if it gets that far, and thought if the FO could do it for me that would be the way to go. Would appreciate advice on this subject. thanx:???:
  9. Great, thankyou all for your advice
  10. sor:| ry dont know what happened there. I got the letter from MoneySavingExpert: Consumer Revenge - Credit Cards, Shopping, Bank Charges, Cheap Flights and more
  11. no I got the letterI sent from Bank charges: Reclaim them, they're unlawful, so you can get six years money back | MoneySavingExpert: Consumer Revenge, Credit Cards, Shopping, Bank Charges, Cheap Flights and more, and then found this site after, which I find more helpful and much more informative, does it make a difference? do I need to contact the Woolwich again ??????? Im confused already:confused: help
  12. Hi there I sent a letter to the woolwich last week requesting my bank statements, today in the post the woolwich have returned my £10 cheque, with no explanation of why the cheque has been returned. Also included was a letter stating that they are looking into my complaint and aim to resolve the matter by the 23rd March etc,etc.......... , no mention of my statements. Can anyone tell me if this is a standard letter that gets sent out to all their customers, when they have requested their statements ? thankyou
  13. Hope you dont mind me saying but from Feb 2007 the Halifax Easycash account issue you with an electron debit card, I know because my husbands just recieved his,
  14. Hi there I sent a letter to the woolwich last week requesting my bank statements, today in the post the woolwich have returned my £10 cheque, with no explanation of why the cheque has been returned. Also included was a letter stating that they are looking into my complaint and aim to resolve the matter by the 23rd March etc,etc.......... , no mention of my statements. Can anyone tell me if this is a standard letter that gets sent out to all their customers, when they have requested their statements ? thankyou
  15. Thankyou, I am going to read all material available and go for it
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