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archie1

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  1. Hi I have been having some difficulties with Lloyds TSB 1999 - to present day! I had some financial difficulties in 1999, wrote to my Bank Manager at that time to cease accuring interests on my accounts, until I can sort myself out- they failed to helped me and to date have to pay back £14,000. I am paying back a nominal sum of £10 each month to a recovery centre, Wescot; I had also contacted the Ombudsman last year, they stated that they only deal in matters of maladministration and therefore could not assist me any further as they believe that there was no relevant mistake, undue delay or failure of the Bank's procedures. Now having looked at my statements since 1999, I have noticed that I have been charged around £3000 of interests and service charges - is this the same as a default charge and would I be able to claim some of this money back from lloyds TSB if I write to them with some of these standard letters?
  2. Hi I have been having some difficulties with Lloyds TSB 1999 - to present day! I had some financial difficulties in 1999, wrote to my Bank Manager at that time to cease accuring interests on my accounts, until I can sort myself out- they failed to helped me and to date have to pay back £14,000. I am paying back a nominal sum of £10 each month to a recovery centre, Wescot; I had also contacted the Ombudsman last year, they stated that they only deal in matters of maladministration and therefore could not assist me any further as they believe that there was no relevant mistake, undue delay or failure of the Bank's procedures. Now having looked at my statements since 1999, I have noticed that I have been charged around £700 of interests and service charges - is this the same as a default charge and would I be able to claim some of this money back from lloyds TSB if I write to them with some of these standard letters?
  3. Post Count: 10 Thanked 0 Times in 0 Posts Help - Genuine charge query! Hi I have been having some difficulties with Lloyds TSB 1999 - to present day! I had some financial difficulties in 1999, wrote to my Bank Manager at that time to cease accuring interests on my accounts, until I can sort myself out- they failed to helped me and to date have to pay back £14,000. I am paying back a nominal sum of £10 each month to a recovery centre, Wescot; I had also contacted the Ombudsman last year, they stated that they only deal in matters of maladministration and therefore could not assist me any further as they believe that there was no relevant mistake, undue delay or failure of the Bank's procedures. Now having looked at my statements since 1999, I have noticed that I have been charged around £700 of interests and service charges - is this the same as a default charge and would I be able to claim some of this money back from lloyds TSB if I write to them with some of these standard letters?
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