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leeniesmith77

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About leeniesmith77

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  1. Hi. That's already done to save immediate financial hassle. Don't know if it's worth trying to appeal to any better nature they might have. I have the sick lines and P45 and hospital appointments card but it would appear to make little difference to these people. I lost my job a few years ago and have been through similar difficulties.
  2. I took out a diamond membership at Virgin Active some months ago and enjoying the gym, great facilities etc. I am now struggling with a severe knee problem which I am in physiotherapy for and which has forced me to give up my job for the moment. Explaining that I have no income (which is posing bigger problems than a gym membership, and in extreme discomfort (wear and tear injury, not gym related) they refuse to cancel the membership and are being completely unreasonable given the sudden and unforseen change in my circumstances. They are recommending a freeze but I am so put off by their attit
  3. I took out a diamond membership at Virgin Active some months ago and enjoying the gym, great facilities etc. I am now struggling with a severe knee problem which I am in physiotherapy for and which has forced me to give up my job for the moment. Explaining that I have no income (which is posing bigger problems than a gym membership, and in extreme discomfort (wear and tear injury, not gym related) they refuse to cancel the membership and are being completely unreasonable given the sudden and unforseen change in my circumstances. They are recommending a freeze but I am so put off by their attit
  4. Hi all. I have suffered a bit of a setback at Glasgow Sheriff Court this morning. Sheriff has granted RBOS a sist (stay - unsure which is which, think it's a sist in Scotland but could be talking out ma ear) pending outcome of high court test case. The other four reasons the defence put forward to suspend the case were non specific to my circumstances and thin at best (and did not impress the lady sheriff) but Sheriff did not wish to rule in the Sheriff Court before outcome of high court case. Received letter yesterday with rejected offer presented again and advice regarding OFT case and FSA
  5. At court this morning, pointed out bank's lack of negotiation and telling porky pies at preliminary hearing. Bank's motion to sist case based mainly on OFT test case pending and a couple of other pretty flimsy excuses. Sheriff understood that I felt the bank had been wasting mine, and court's time, by not entering into serious discussion and I pointed out that I felt the matter already before the court should be resolved regardless of test case. Although sheriff said that bank's reasons in applying for a sist did not speak to my case in particular, and most points she did not consider as good
  6. Thanks Robertxc and Bigmac versus for prompt advice. At court this morning, pointed out bank's lack of negotiation and telling porky pies at preliminary hearing. Bank's motion to sist case based mainly on OFT test case pending. Sheriff understood that I felt the bank had been wasting mine, and court's time, by not entering into serious discussion. Although sheriff said that bank's reasons in applying for a suspension did not speak to my case in particular, and some points she did not consider as good reason at all e.g. administrative burden to bank in repaying charges, she ruled the case be
  7. Dear Bathgatebuyer I've just posted, had difficulty finding other cases through the small claims court in Scotland. I have actually had to appear in court where the bank asked for a continuance that they might enter into negotiations. Due back tomorrow having got a letter this morning saying they will apply for an order to sist the case until the OFT test case is resolved. Sure it's just a tactic to get me to not turn up. I hope to appeal to the judge to rule on the case since the bank did not actually enter into any discussion in the three week period as instructed and have simply offered m
  8. Hello. I'm posting for the first time and looking to see if anyone has had a similar expereience, yet. I'm attempting to claim from RBOS and in a Scottish small claims court. Used, with success, the templates on this site and after having received he standard blah blah offer of not even half the amount proceeded to court. At the first date I was surprised to see that a solicitor had indeed turned up, though I have to say they looked surpised that I had! The bank asked for a continuance as they claimed that negotiations had begun, which was an out and out lie, but the judge granted it in order
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