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gavmoulds

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About gavmoulds

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  1. Why are you going on about my previous threads its absolutly nothing to do with this and THEY HAVE NOT ALL RESULTED IN RESPONDENTS PLEADING FOR INFORMATION. AND YOU WONDER WHY I WANT TO LEAVE NOW. i WANTED SOME SIMPLE ANSWERS TO SOMETHING ....YET NOW I AM ARGUING WITH YOU FOR NO REASON. CLOSE MY ACCOUNT.
  2. Thanks for your comments. I have been a member of this site for many years. I can see that it is now joining the rest and simply criticising people who want genuine help. I will gladly get it elsewhere.
  3. OK...so I now have a cancelled Finance agreement and a suspended Return of goods order. I am court bound to pay a certain amount for the next 20 months. No problem in theory. BUT....what should I be seeing on my credit file now.
  4. No paperwork at all. And I don't even know about a time order.
  5. Hi All, Prob been asked a million times but My search is too wide ranging. BPF Terminated my agreement. I am in the position where they will need a return of goods order which I think will be requested by DWF. 1. will I be notified of the ROG. 2. Can I defend it. I cannot get alternative Finance and I really need to get to work. No public transport avaialble.
  6. I appreciate your reply but the 'goods' are not protected as the agreement has been terminated and as such the protection does not apply. But thanks for your addvice re the time order. Should I start that now or wait until the court are involved.
  7. In short I am in arrears with my car finance. Over thirds but slightly under half. Total arrears £900. Have tried making several offers of payment which have been rejected outright. Mainly have suffered with employment but have tried to make full payments. They have passed my debt to a company called DWF who have flatly refused all offers of payment and want it resolved over three months and nothing else. My father has offered to help me with some payments and they have refused that stating that they will only accept payments that I can afford. They have demanded that the only offer they will accept is a total of £700 per month to clear the arrears. I have tried lodging formal complaints but as usual they just keep saying that they are never upheld and always fall in their favour. Barclays have now terminated my agreement stating that they intend to reposess the car. ( i already know they cant do that). I did take some brief advice from FOS but they wont act until the complaints have been dealt with. Ive just accepted a job 17 miles away to try and get my arrears cleared and get my Finances sorted out. I am going to have to decline that offer now. What the hell do I do.
  8. Hi all. I've started work in a new place......well 5 months ago. I'm in an office of 18 people. We have 6 cameras. No signs. No Policy. No information. And I know that our Site manager is using them to watch us coming and going and to see if we are on our mobiles during working time. I feel very uneasy about this and have been told stories whereby the knowledge of a person's particular activity could only have come from monitoring the cameras. There is nothing valuable, confidential, sensitive or anything worth stealing. We have no problem with any type of petty crime and Security is most definately not an issue. We have a swipe card system on our door which is 200 yards inside our gate. What should I do.
  9. Person in van decides highway code does not apply to him. Decides to drive on wrong side of road around a parked car on his side, and then drives all along the side of my car....and blames me. Despite the fact that he is clearly in the wrong he will not accpet any responsibility and my new car is wrecked. What next.
  10. Waited for a parcel before xmas. option to collect from matalan. collected it along with £100 ticket. what to do next.
  11. I switched my Bank to these clowns after suffering Fraud with very little help from my previous morons. I tried to login to my account at work a few weeks ago and it would not accept my details. I later discover that my access is locked and I need to go through some kind of satanic ritual to be allowed access again. Despite providing all of my details they could not do it. The letter is in the post with your temp password and your temp in will follow. Needless to say this has not happened and it seems completely and utterly impossible to get this simple issue resolved. I cannot get through on the phone and guess what...you cannot even make a complaint because they wont let you. Even if you get through on the phone to the complaints people...slect all the options to make a complaint I disovered yesterday that you dont actually get through to that depyt it simply routes you to customer service and they get to decide if you have a complaint or not. And even then they wont register a complaint because...The issue has been resolved. NO IT HAS NOT. All i want to do is start using my mobile app and pc login again....Jesus. I wont even mention the GUARANTEED SWITCH SERVICE.
  12. no CCJ. But in my experience they seem to clamp cars as a matter of course to try and force your hand whether on HP or not. This is why I am confused some say its protected others say it isnt
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