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Down and out

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Everything posted by Down and out

  1. Thanks. I tried that but as soon as I entered the Northern Ireland postcode, it stopped me and insisted on having an E/W postcode
  2. I want to sue a company in Northern Ireland which sold me an item and then didn't deliver. This was an item which I bought through the Amazon marketplace at a very cheap price. I know I could do a chargeback but they then have doubled their prices so that if I want to buy the item I have to pay twice as much. I want to claim the expectation loss – the value of what I should have had if they had carried out their side of the bargain. My main question of the moment is how do I sue them in Northern Ireland when I'm in England and so I can't use Money Claim Online. There is also some jurisdictional statement which has to be included with the claim. I need some advice on that as well please
  3. Sharing a plate of food leads to more successful negotiations - Dinner diplomac.pdf
  4. The Lord of the Ringos Peter Jackson to direct a Beatles film - BBC News.pdf
  5. This topic was closed on 03/05/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support their. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  6. I think that dues to your length of service, that you could be dismissed. On one hand it seems a little unfair to ask you do do this kind of training unpaid. ON the other hand I don't really understand why you wouldn't want to do it. It is a very useful skill. It is useful to put it down on your CV if you are looking for another job and it can be very satisfying of you have been the only person who was able to help someone who had just suffered an accident while every one was standing around gawking and not knowing what to do. I think that they way that they see it - paying for your training etc is not a bad point of view.
  7. Someone did tell me but it was long before Martin Lewis found about the site and started to publicise it on his site. However, I do agree that Martin Lewis has sent a lot of people here but I have noticed that an awful lot of people seem to think that the bank charges campaign was Martin Lewis' idea. It definitely wasn't.
  8. I'm interested to know just what has Martin Lewis got to do with this?
  9. Down and out

    OFT

    Sorry, what does it say in Halsbury?
  10. I sued Lloyds about 3 or 4 years ago and they caved in before filing a defence. I threatened them with the same treatment a couple of years ago and they caved in before I even issued the claim.
  11. Yes, I have dealt with Lloyds Bank before. Theyare just as nasty as the rest and just as incompetent - although I expect that as more people challenge them, the banks will start to become a bit cleverer than they have been so far. My first case a few years ago, they settled before the deadline for submitting their defence. "Goodwill" Second time was just opver a year ago. I sent an email before action and they settled before my deadline. I am getting ready to take action against them again. I would be very interested to see their defence to your action and to know how you get on. But don't worry - you're not alone and that old black horse is going to get his come-uppance!
  12. I'm not at all surprised by what you say but can you refer us to any actual cases or decisions or people who have approached the Ombudsman about this. I agree that the Ombudsman is concerned about the Bank's procedures. The Ombudsman wants to know if there has been "maladministration" in those procedures. Surely it would be maladminstration for those procedures to be implemented in an unlawful way? It's really a bit desparate if none of the authorities are prepared to excercise some control over the banks. It would be interested to see the actual decisions to understand the reasoning behind the Ombudsman's refusal to act.
  13. I don't think that you need to explain to much about the 8%. They know about the County Court rules or at least they should do - or if they don't yet, they are going to have a learning curve pretty soon Just refer to your previous letter and say how disappointd you are that you have received no reply. Howver, you are sure thay will appreciate that you cannot let matters stand as they are and so if they do not come back with a positive response within 7 days you will issue proceeding in the County Court for the full sum plus interest and without further notice. Yours sincerely .... Then DO IT! :twisted:
  14. I have taken two actions against Lloyds Bank in the past. The first one they caved in after the summons and without putting in a defence. The second time wasn't really an action, I suppose because I only threatened them with a summons and they caved in. Very unsatisfying in a way. Now I've got another battle with them. I threatened them and sure as eggs is eggs, they offered me my money back as a matter of goodwill. However, the sting was that if I accepted the goodwill payment, they would close my account and demand immediate repayment of my overdraft etc. Any advice?
  15. Yes it is likely to concentrate their mind a little if they are not holding any of your money. The problem with the banks is that they are holding your money, they know they are getting more of it paid in every month and they know what an upheaval it is to change banks and have transfer DDs, get new cards etc.
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