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beckz27

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Everything posted by beckz27

  1. I have sent the prelim and the LBA, also have my English address just need help filling in the MCOL form
  2. Meant to say i am a bit early but just getting things ready so i can just hit the send button when their time is up lol they only have 11 days to go.
  3. Filling in my MCOL and on the particulars of claim got a rough idea but could do with some help please, if any one wouldn't mind, i'm not very good at writing things when i am limited to the amount of words aloud to use lol
  4. Got the address, Now on the particulars of claim. Any help please:)
  5. Need help filling in the MCOL form please. On the page asking for the defendants details, what address for abbey has everyone else used & is the defendants organisation name just Abbey National PLC? Thanks, any help would be great
  6. After some advice please. Just recieved a letter from Abbey this morning saying; 'We've noticed that the way you run your account has changed recently and wondered if we can help? We're happy to discuss any concerns you have, or run through your options if you've had a change in circumstances. Just give us a call on the above phone number or visit your local branch. If things stay the same, we may have to withdraw your overdraft. Of course, if this is necessary, we'll let you know in advance.' The letter is from Cathy Robertson, Head of customer service banking. Has anyone else had anything like this?? I am a week away from filling at court. Not sure what this means.
  7. beckz27

    Monument

    How did your Capital one fight go? I have asked them for my statements but not yet recieved them. I have however got a years worth of statements with just over £300 in charges on them so i'm just going to ask for that back. I also have another 4 cards between my husband and myself that i am in the process of doing as well as Abbey which is the main one with £2000 and counting.
  8. beckz27

    Monument

    Monument The Portland Building 25 High Street Crawley West Sussex RH10 1BG This is the one i have been using, seem to be getting quick response so far (although don't want to speak so soon lol ) Just sent a refusal/part acceptance letter and awaiting a reply, wonder if it will be as quick. They try to only include the charges above £12 the ones applied to your account before they put them down last year, but from what i have been told you can still claim these ones back. Good luck with whatever you do and hope you have a good outcome:)
  9. I have already put my claim into abbey, but can i add on more charges as i have just recieved another load???
  10. I am in the same boat. Recieved a 50% offer last week, but after reading through some threads i decided to write explaining i would accept the offer as part payment but would fight for the rest. I also stated that the payments should be made to me by cheque within 10 days of reciept of my letter. Hope this helps. I am no expert just passing on advice with regards to what i have done myself.
  11. Sent letter requesting charges back, recived a 50% offer less than a week later, sent another letter accapting the offer as part payment but told them i would be wanting the rest. Now just waiting on a reply.
  12. 14 days were up on saturday so sent my LBA recorded delivery, although i did recieve a reply stating they were looking into my complaint and would wright to me within 14 days. Sticking to my time scale though so the clock is ticking (10 days to go)
  13. Cheers, thats has reasured me to go ahead.
  14. Is it possible to claim charges on credit cards even if they are only for £12?? As this to me still seems like an unlawful amount to charge for making a late payment or going over your limit.
  15. Does anyone have an E-Mail address for Monument or know were i can get one please.
  16. Does anyone have an E-mail address for Monument, or know were i can get one from.
  17. beckz27

    Help Please

    Just recieved a letter from Abbey today saying they are looking into my complaint and will contact me within the next 4 weeks. Standard letter i know so the LBA goes in the post tommorow (next day delivery lol) just to ensure they get it. Then the clock will be ticking again. In the meantime had a 50% offer from Monmument toady as well, will be refusing this.
  18. beckz27

    Monument

    I have the list of charges, as they sent them to me when i asked lol
  19. Hi, i'm claiming against Monument and have just recieved an offer of 50% of what they think the charges are, but not what i say. I used the following address and seem to have had rather quick responses from them (although not what i want) Monument The Portland Building 25 High Street Crawley West Sussex RH10 1BG Hope this helps, i'm just in the process of accepting the offer as part payment but i'm fighting for the rest.
  20. beckz27

    Monument

    I have just realised that they are only taking into consideration the charges before they reduced them. In other words only the charges that are for £24 and not including those at £12, i calculate it to be £312 they say it is £216. Do you think i should contest this or can you point me in the right direction.
  21. beckz27

    Monument

    Hi, after some advice. Sent letter to Monument asking for charges to be returned, got a reply this morning with an offer of 50%, now not sure what to do, wether to accept or not. They say this will be the only offer.
  22. beckz27

    Help Please

    :o I think i may have sent the letter requesting the charges back to the wrong address. I sent it to Triton Sqaure London, but just realised there are another 2 addresses on the site in Bradford. Please could someone clarify whether or not i may have made a blunder and need to start again, as i'm ready to send my LBA.
  23. Does the 14 days run from the date on your letter or the date they recieve it? I sent my letter recorded it was dated the 2nd March but they did not recive it till 8th March, don't want to be pushy nor make a mistake.
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