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About itsagas

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  1. Registered today after googling Mercers and found this forum. I found myself in the situation of spiralling credit and jumped off by taking a second charge on our house with First Plus. They produced the cheques and I forwarded them on to the card companies and banks yesterday. Two of the cards were Barclaycards (one each, wife & me), balances 12,167 & 9,772. Mercers rang last night and I said cheques were in the post, honest, and gave them the amounts. "ok" they said and rang off. 15 minutes later they rang back and said that if I cancelled the cheques and paid by debit card thi
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