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cmighten

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  1. Hi Willowb - Yes I did include stat interest with my LBA so LTSB knows that it will be included with my claim through court. Guido - your correct in what you say - This girl has to put down some heavy reading to succeed!!! mcuth is amazing - taken me over 45 mins to read up - but well worth it!!
  2. Thanks for answering Guido, Innocence and GaryH - The reason I ask is that my CA claim is for £8085 and my CC is for £2391 - therefore the court fees would be more. I shall persue the claim on one N1 form. Im going to spend the weekend doing a lot more reading thats Innocence before I submit the N1 on Monday 5th.
  3. Ok Guido I will use the N1, hard copy at home so full speed ahead - and £250 down for me in court costs for now anyway. Could someone answer the question Guido set: Can I claim for CC and CA on one claim form???
  4. Hi willowb, would be great if you could assist, as im going to need it x http://www.consumeractiongroup.co.uk/forum/lloyds-bank/70111-lloyds-vcmighten.html
  5. West and Vampiress and all LTSB companions - I have started a new thread, and my claim is for £15k statutory or £20 copounded!!
  6. Joined the band wagon at last I have already taken steps to persue my claim for current acct and credit card charges. This totals £15500 including statutory interest. The bank has received letters one and two, first one dated 22nd jan and the second 14 days later dated 12th feb. I have been in contact through email with Contact Us in Birmingham and they have responded with: Thank you for the e-mail, which has been passed to us by the On-line Helpdesk. I am writing to tell you that we've received your complaint and I am sorry to hear that you're unhappy over the charges you have incurred on your Lloyds TSB account. You have my assurance that we will investigate the concerns you have raised with us - this may take a little time, but I would expect our enquiries to be complete within the coming 2 weeks. We will then be able to respond in full to your complaint and at that stage, I hope, resolve matters between us. In case you haven't received a copy of our leaflet called 'How to voice your concerns' I've attached one to my e-mail. This tells you all you need to know about resolving your complaint with us. Regards and I will confirm this with the branch in Gloucester. Keith Boden Lloyds TSB - Customer Service Recovery Birmingham As you can see they would like me to hold off the N1 form until they complete their investigation. They 2 weeks deadline is Friday 2nd March. I am anticipating the general "sorry, cant help you, your not getting your charges back" so I am preparing to send my moneyclaim online, but will need lots of help on this, as the claim is high and mistakes cannot be rectified after this.
  7. Ok you clever guys, please help this thicko. My claim to Lloyds TSB will be lodged through moneyclaim on monday 5th march. My current acct charges going back 6 years is £8085.61 without any interest levied, my credit card charges are £2391.92 also without charges. Please someone do the calculation for me as I dont know what compounded rate to include and whether its for both accounts or just the credit card one. My claim totals over £15k with the 8% alone. I can only make this claim once and I really dont want to make any mistakes or get things wrong???
  8. I have been reading your thread with interest also as I have a claim against LTSB for just over £15k which includes interest at 8%. Letters one and two have been sent, first one on January 22nd. I have had two letters and emails back from them with the basic jargan, my latest email (see below) was sent to my work address and has asked me to give them 14 days to make a full investigation. Their 14 days are up on Friday 2nd Feb, after that date I will be proceed with my online claim with HMC. Wish me luck. Thank you for the e-mail, which has been passed to us by the On-line Helpdesk. I am writing to tell you that we've received your complaint and I am sorry to hear that you're unhappy over the charges you have incurred on your Lloyds TSB account. You have my assurance that we will investigate the concerns you have raised with us - this may take a little time, but I would expect our enquiries to be complete within the coming 2 weeks. We will then be able to respond in full to your complaint and at that stage, I hope, resolve matters between us. In case you haven't received a copy of our leaflet called 'How to voice your concerns' I've attached one to my e-mail. This tells you all you need to know about resolving your complaint with us. Regards and I will confirm this with the branch in Gloucester. Keith Boden Lloyds TSB - Customer Service Recovery Birmingham
  9. Im fighting Loyds tsb for £15000 - I need a lot of luck
  10. Good on you - gives me all the confidence to pursue my claim to Lloyds tsb for £15,000 which includes interest charges. They have sent me all my statements going back 6 years, and i have written requesting my money back. They wrote me a very nice letter this week basically saying they were not interested nor could they refund the charges. I am in the process of writing to them threatening to take them to court.
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