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About mooaah

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  1. no silly, this is all part of what makes life really interesting. The fact is that it really doesn't matter who is on top. As long as people teach eachother the facts. You cant beat the system, you are the system. we all are. Education, thought and understanding will change the system. Bit by bit they will have to do what is right. They will be in the spotlight. Schools don't teach this at the moment. Its not in the curriculum. You must also understand that the people at the top see people in a certain way. For instance, people are told how to address the queen. They are taught to be smarmy and cringy and low. So over the years, thats what they associate with people. They are not exposed to parental love, and their education teaches them how to be machanical in their outlook. They are a different breed(a subset of the human race). They do not understand the real potential that is held within the mind power of the human race (Sadly, they fear it). They say that the price of freedom is vigialance. Well maybe we need to understand what that means. The enemy will travel along the path of least resistance. So whilst people are looking sideways for the 'enemy' the 'enemy' are above them and the enemy is inside them. In actual fact you soon realise that there is only one human sole. We are all facets of it. We are childishly beeting ourself up. We are taught competition from birth to death. We are only taught about team spirit at the lowest level. Once nature is no longer a threat in general, our leaders believe that they will not be needed by the people. This is why they need to create division. Wealth does not exist without stupidity(This is not an insult to anyone). 99.9% of the worlds population own nothing but debt. So how can it work? Lack of education is how. This is why its all 'YOU CAN BE FAMOUS!!! DREAM DREAM DREAM, BIG POSH CARS, DREAM DREAM DREAM' on the TV. Craving fame is mearly demonstrating a need to be loved. People who are not getting the love they need from the people closes to them, think that they can get it from strangers. All this dreaming keeps wealth alive, for when the 99.9% realise that they have handed their plannet over, lock stock, barrel and other bits, then wealth as we know it stops. Then we, as a mass, look around us and reallise that we are in the garden of eden (though much abused). We have to work out how to make this plannet beautiful again (Nature does most of the work, all we need to do is re-harmonise). Thats what we are here for. I Think what we are witnessing is possibly the seeds to the end of 'Law Of The Jungle' which will be superceeded by 'Law of Consious Evolution' A freind once said to me "We all have our own truths". I was stunned at this statment. He had said it in pure honesty. Then I realised why we are so messed up. There is one Truth but there are many beliefs. Only when we understand that we must embrace Truth as our central principle. This is when the magnificence of life and our universe will trully be understood. Understanding the difference between Truth and belief is the whole game. Truth is what is outside of our minds. It is the laws of physics, It is what is actually going on in the center of our plannet, It is what is actually occurring in the centre of our sun, It is everything that is actually happening. We can only ever believe!. We can believe we know the truth. Once we understand this, it becomes aparrent that shaping our belief to resemble the truth is what we need to do. Never own your belief because then you can't shape it. Never gaurd your belief. The truth is inflexible. As your belief comes to look like truth, your mind becomes simplified (Not simple), unbreakable. Huge chunks of usless information can be put to one side. Mankind creates the complications when it fights to bend the Truth to our Beliefs. Think about how many were put to death for saying that the earth was round. Yet they were right. Would it have hurt the people in power to say 'Hmmm an interesting theory, lets have a close look at it'? The fact is that there is only one truth, whether we know what the truth is or not. No one can tell us the whole truth because no one knows it. I can tell you that a burning match head will make the end of your finger sizzle and steam. I think you would agree. So now we can amend our beliefs to that effect. Truth is the language of the universe and its creation. When we learn to align our beliefs with Truth, then we shall find our higher purpose. Truth is the Language of the Universe. Lies are the language of fools, because whilst they pat themselves on the back for achieving their deception, they are only really deceiving themselves.
  2. More like, some people have the ability to make money out of fresh air. These people have the ability to create recession or boom, depending on what their needs are for the global political arena. All money is debt that has ultimately been borrowed from a small group of very wealthy global money 'lenders'. This means that we, the population, have been signed up by our governments to be responsible for this debt (and interest). This small group of people have been given the magical power of being able to create money. Great Isn't it. Thats as wealthy as wealthy gets. Our government has the right and power to create and control its own currency without having debt as a basis. So why don't they? Very tricky question for them to answer because there is no real logical reason. They would not want to own up to it. So, anyway, Via this method of illusion, We are all owned. When there is a recession, material assets emerge from the declining liquidity and can be cherry picked from the pillaged population. Even those lords close to the top of the power system have far reduced estates than they had years ago, Even those with thier expensive educations cannot see that they will end up in the throng with the masses. Once full computerisation has occurred, those money creaters/controllers will have no need for them. The pyramid of power will look more like a pancake with a long pin the middle. And all the tools and fools who helped create it will suffer along with everyone else. I percieve the possibility of something much more beautiful. Heres one for you. A Bank 'Brown Bros. Harraman'. Prescot Bush is one of the owners. They lent to the our side during WWII. They lent to the enemy during WWII. They provided Oil for both sides. At one point they held back on the oil for our side, whilst still providing to the enemy. We are still paying this debt and its interest. Prescot Bush is grandady of George W Bush. George W Bush is 13 cuison once remove to GAWD BLESS HER Queen elizabeth II. A moment for me to remember those pore soles that died for Queen and Country. It gets even more silly. When our Government sign us up for war debt, They have to make a pledge that they(if they win) will pay back the losers debt as well. Think about that for one cotton pickin minuet.... Our Government are allowed to create and control our own currancy...So we borrow it with a big Ouch clause and interest... from some one else... Its far more fascinating than any TV soap. Of course virtually all information is second hand. You'll have to do what you need to verify whats above for yourself. You'll find out loads more along the way.
  3. That sounds about right, making it up as they go along. And who's to stop them, no one. why? because people who are slightly in the black think people like you deserve it. Of course as the recession is increased more people will be played with in this manner. Bit by bit they role along the conveyer, loosing what they thought they had. You are being chewed by the machine. The only way to stop it is to end the dictatorship and bring about a state of awareness. Money is a fools banquet. Its basically a tool by which a few can own everything. Money does not exist outside of the human mind. Im afraid we are living in a fools paradise. Its all a lie, smoke and mirrors. The only real way to solve this is to raise awarness that politics is not about Labour, Tory and the Others. Thats to make people think that they have had a say. Behind the scenes the mechanism of human ownership is turning, and what you are witnessing is part of that. Money has nothing to do with wealth, that is part of the 'dream' an illussion. Money is http://forums.moneysavingexpert.com/showpost.php?p=53600973. Controll of the human mind. Watch 'Money as Debt' its a 47 minuet cartoon on google videos and gives you an idea of how it works (or doesn't work) also there is a film called 'The Money Master' 217mins. This is a brilliant film that tells you the history of money (Don't think that its american angle means that it doesn't apply to us). It might seem a little heavey, but if you want to cure a problem, you must first understand it. Sorry that this doesn't solve your immediate proble. It will solve the long term problem as long as people become aware. Once our controllers realise that people are becoming aware, they will be forced to clean up their act. Once you understand money, Ask yourself 'why wasn't I told anything of this at school?'. (The answer is that its not in the curiculum. Strange that something so important to humanity is not in the curiculum.)
  4. I am gobsmacked by this. The law has been contorted in the most unbelievable way. Its like there is an elephant in the room. The law has been fashioned specifically for the purpose of stopping people from being able to claim. Its not an elephant, its a big hairy mamouth with a pretty lampshade on its head, to stop anyone seeing how glaringly obviously out of place it is. this contortion on the law, is..HUGE. THE LAW IS SO distorted out of shape to make it fit this purpose, that we can quite safely say that, Maybe it is a MAMOUTH. If I stand here and point, do you think a crowd will gather???
  5. A person that I have been talking to as said that there doesn't have to be any tangible or logical reason why the supreme court came up with the decision that, even though the charges should be part of a contract, they dont have to be within the terms of the UCTCCR 1999. They just made it up, saw a place to stick a stick in the spokes and thats what they have done. See, the banks wave a lot of wonga in the air and people in robes get all dazzally eyed. It'll be a good job when we evolve, wont it:D
  6. Fob off letters have clues to the solution in them. I like the phrase from the original prisoner which is "questions are a burden to others, answers are a prison for ones self!!!" I think these people (LTSB) know that they are on the moral low ground. I think they know they are wrong. They also know that they will have a big glaring spotlight on them if they do the right thing. They (hopefully) tell there children about honesty, and yet practise being 'economical with the truth'. They will gain my respect when they own up, and put the sweeties back. I think they really want too. It actually takes a lot of time and effort carefully crafting an answer that does not leave them in the legal poo, whilst not giving away where the solid ground is. And everytime you ask them someting about their previous answer, the game of mind twister gets worse for them. my mum taught me that honesty is the better policy and dishonesty effects the profits in the longrun.
  7. Im talking to some knowledgable people at the moment. By almeans get a Subject Access Request done (Make sure you follow the advice and get a decent letter done). They need very little as an excuse to give you bullsh*t, but don't talk to them about what Ive said until Ive discovered if there is any relevance.
  8. we can work together. but we do need someone who knows the law and how to use it. The Office of fair trading has never made a judgement that these charges are fair and nor has anyone else except the banks. This means that it is their opinion that the charges are fair and not a statment of fact. Infact legaly they cannot be described as being fair. You will note from their letters that they do not say "These charges are fair", because this would be a lie. Instead they say that "they are of the position that these charges are fair". Since a contract has to be fair then these charges cannot legally be imposed within the terms of a contract. Which could be what Supreme court has said. Basically, the Supreme Court ruled that the bank charges do not fall under the Unfair Contract Terms in Consumer Contracts Regulations 1999 which therefore puts it outside the jurisdiction of the Office of Fair Trade. We need to know why they fall outside of the UCTCCR 1999. Is it because they are not to do with any contract? If so, then by what majic are they imposed? Could the tick already free to be brushed off, but no one has spotted this. or am I completely wrong????
  9. I didn't intend any disrespect to BF at all. I understand where he/she is comming from and nothing negative in my reply is directed at her/him. I respect the fact that he/she is putting time and effort into such a noble cause. He/She is a hero in my estimation. Defeting the banks with an open mind is what I am trying to do. Thats why I have put the comments from the CEO in my thread opener. (Defete is the wrong word really, Help them to see the path of righteousness and put right the wrong they have done.) I really don't get why banks can't recognise that they ARE their customers. I don't get why they don't get the fact that no one minds if they make a reasonable profit on their dealings. Also I have opened my business account with a competitor. They have lost future investment. So what I am doing is trying to get new Ideas on how to approach this. The reply from the CEO does not say about my contract it says about the majority of contracts. The only filing system they can store this sort of personal information in, that falls outside of the Data Protection Act is that box that catches the shredded paper or the furnace. Its destruction needs to be recorded as well. black horse is riding the jocky, when the jocky stumbles and falls, The black horse has plenty more Jockies to ride. Could well be what is ment by "for the journey"
  10. As anyone looked into the possibility of starting up a bank. A bank that is owned equally by each and everyone of its users, A bank that is ethical. A bank that informs people about money from its creation to its destruction? I think sometimes the path of least resistance is the best. You have to want to find that path. All others will have to follow. Money should be a tool to make things simpler, not a token of power. If we look at the total effort of mankind, more than half is wasted administering and manipulating money. Think of all the huge office blocks, all the computers, desks, filling cabinets, manufacture of these items, people traveling to and from the centres of commerce, all the vehicles made purely for this purpose. All the food expended in this effort, all the medical problems brought about by stress, lorries moving the equipment, manufacture of these lorries, etc etc etc. when people understand that there is no tangible basis for money apart from our consensus, we realise that we can do everything we actually need to do for a good life, in a two day working week. Can you imagine how successful the bank would be if it was actually honest??? If it actually had a tangible plan for setting people free from this "Law of the Jungle" mentality. A bank that would become the cornerstone of a true civilisation. Or shall we give up on that idea? What do you think? is it possible?
  11. Now thats funny. Thats not an answer I was expecting. Even if it was a description of the situation as it stands, I would have thought that there was something happening about this. I'm glad I have never had children because the future of humanity is looking pretty bleak. Shame that these people who are so easily bought off, do not understand that they are only having a good time whilst they are useful tools. Eventually the human pyramid of power starts to look like a stitched up pancake with a pin in the middle. How we knit together the fabric of our own net, ripe for the plucking. Sheep only flock together because all of the ones that tried to escape got eaten before they could breed. "There's none so blind as them that won't see." Cheers then and thanks for all the fish
  12. I always write my letters to the CEO of Lloyds group now. This is so that any reply received comes from whomever he delegates the task to. But the reply is his responsibility. Once this matter is resolved I will definately make a donation. I am attempting to recover over £4000 in bank charges and interest. I managed to obtain statments going back to 1998 from lloyds TSB. I have written to them in order to obtain the original terms and conditions for the account which was opened through TSB bank in 1987. I asked under a Subject Access Request. They sent back a letter that said "May I advise that the majority of contracts we hold between the bank and our customers are not held in relevant filing systems and are therefore not subject to the right of subject access under the Data Protection Act." :eek:Can you believe this??? This reply was written on behalf of the CEO of Lloyds Tsb Group himself. I also asked for an official description of what it was that I am actually paying for, since a senior member of Lloyds TSB had said on the BBC that it was a 'service'. They did not answer this, they pointed me toward the latest booklet of charges. Then in the same letter they say "I understand you believe you didn't ask for an Unplanned Ovedraft, and that you believe we shouldn't allow funds to be debited in excess of the available funds in your account. Whenever a debit request is made on your account that is in excess of the funds available, this is taken as a request for an Unplanned Overdraft. This is unarranged borrowing to cover the transaction on your account. Often we do grant an Unplanned Overdraft for a short period because we believe this is an important aspect of the banking service which we offer our customers. If we always refused Unplanned Overdrafts this would in many cases lead to inconvenience or embarrassment for our customers. This facility is subject to a different charging structure to a Planned Overdraft." Can you believe this waffle. And all said on behalf of the CEO. Does anyone have some Ideas on how to use this? I know I didn't ask for an Unplanned Overdraft. Its very name directly implies that It wasn't asked for. An 'asked for' Overdraft is called an Overdraft. Correct me please, If I am wrong. I can remember being told at the time of opening my account that charges where merely to cover losses suffered by the bank. I was forced to open the account with TSB since I was a member of staff. This 'Unplanned Overdraft' was forced upon me when several applications for an Overdraft had been turned down. So my next big questions are, Is this a Loan thats being forced upon me? Are they allowed to force you to borrow? Can you be forced to borrow under the Consumer Credit Act? Is Forced Lending legal? Is there such thing as Unarranged Borrowing (This also directly underlines the fact that it was not requested. Unarranged Borrowing is exactly the same as Unarranged Lending, Isn't It? Can I have comments and advice on this matter, Please and mabe some pointers about what angle of attack would deal with this sick can o'worms. Cheers lovely people
  13. I opened my current account in 1987 when TSB was a seperate bank. The original terms and conditions will be for TSB bank. These T&C's are the ones that count for me. Has anyone managed to get any copies of these? If so, can you let me know, Thank You
  14. Lloyds TSB refer to the Forced Lending as an 'unplanned overdraft'. They try to argue that you request an 'unplanned overdraft' whenever someone requests payment for funds that you don't have. Does anyone Know the consumer credit act in relation to Forced Lending. Can a regulated body such as Lloyds TSB force a person to borrow without that persons consent. Must they not sign a credit agreement before the loan can be enforced upon them, with the relevent cooling off periods etc.? What happens when a loan is made without the recipients consent, can such a loan be recognised in law or is this illeagle?
  15. We use a system of banking known as Fractional Reserve Banking(also known as Debt Based Banking). Not many people are aware of how this works (That goes for economists too). Simply, banks are allowed to lend money, far in excess of what they have on deposit. They simply generate new money from thin air when you ask for a loan, and put it in your account. No gold is required to back up this new money, just a signed IOU (your credit agreement). Then they charge you interest on it. If you secure the 'loan' on property, Then the bank technically owns that property. (nice exchange isn't it, real property to back up con money) If that sounds unreal to you, check out 'money as dept' and 'The Money Masters' available from google video(Ive done loads of research seperate from these to confirm there validity to me). If that isn't strange enough for you, Governments borrow in the same way, from international money lenders who work through the central banks(Like the Bank of England and the Federal Reserve in America) And we, the people pay the interest and capital with our Taxes. MOST OF OUR TAXES GOES TO THESE FEW PEOPLE........ Now for the really good bit..... IT IS COMPLETELY WITHIN THE REMIT OF GOVERNMENT TO ISSUE, PRINT AND CONTROL THE COUNTRIES MONEY. YES FOLKS, We needen't pay a single penny in interest to these international money lenders, via our TAXES. So why do we???????? Because government is bought and paid for by these people. These people are who our government work for. The outcome of the debt based banking system, is that all money in circulation is BORROWED. If 100% of money in the system is borrowed, and 106% is required to be paid back.......YES AGAIN FOLKS, it is a natural part of debt based banking that a curtain percent of people, will fall by the way side, and their secured property can then be re-possessed. The nation as a whole, must get further into debt, to be able to keep up with the interest payments. Bit by bit the world is being CONNED out of people, by the very nature of our banking system. All THESE INTERNATIONAL MONEY LENDERS HAVE TO DO TO RECLAIM JUST ABOUT EVERYTHING IS......wait for it, wait for it.......STOP LENDING. The economy collapses, and behold, the banks get it all..... If you think I'm joking,......I'M AFFRAID NOT, GET WITH REALITY PEEPS, We've been 'delt a blinda' THIS IS WHY ONE FAMILY OWNS WELL OVER 400 trillion dollars (It was at that figure a few years ago), Americas total material wealth is said to be 10 trillion dollars(their countries debt was 80 trillion dollars, and counting a little while ago). The Bank of England is said to be 'INDEPENDENT'. What that actually means is, Like the Federal Reserve, It is private. The World Bank will be too. Start rubbing those braincells together, and try to work out what other implications this has. One, for starters is....Why is the Third World starving? Research this yourselves, Here ye shall find ENLIGHTENMENT!!!! AND THEN TELL EVERYONE YOU CAN, BEFORE IT'S TOO LATE
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