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Posts posted by Aoife

  1. I've just dug out the letter and checked it says:- "I'm happy to refund £xxxx which includes charges yet to be debited from your account."


    These future charges are the ones not included.

  2. Thanks for this I will have a look. But I forgot to mention. Abbey refunded miscellaneous charges of a certain amount and then also some specific charges that I had not included in my claim (ie most recent ones). Therefore should i only tell the court to consider taking a partial amount off my claim?


  3. Hi

    Does anybody know whether you have to inform the court of a GOGW. I've seen some posts that say not. Abbey deposited a GOGW before i started my claim, so I put on my LBA that I did not accept this as settlement and they could remove it any time. Or they could forward balance. They did nothing and I went on with claim for full amount. Now it is quite some time later and I have withdrawn the GOGW money.


    My question is :- Do I have to inform the court of this or not? Although it was not offered as a final settlement I did say they could take it back out. However, they cannot do that now as I have spent it....!!!


    Appreciate any advice on this.

    Many thanks Aoife

  4. Quick question for GaryH...... Abbey has filed defence and I wish to send abuse orders stuff to court - is it worth asking for my claim to be sent to Small Claims Court when it is for more than £10k. Could I request disclosure be required (in whichever court) without asking for small claims court? I would appreciate your help. Also i want to refer to the cases of mariejader and KellyJ, would a simple para giving the case nos be sufficient:-


    All the best Aoife

  5. Abbey has filed its defence, looks pretty standard - no mention of the Lloyds case but can someone tell me if this paragraph is normal:-

    "Further or in the alternative even if teh said fees are not proportionate to teh defendan's adm expenses incurred (which is denied) the claimant remains liable to pay such fees as may be found to be proportionate and the claimant is not entiteld to claim repayment of the full amount of each charge made to the account."


    Cheers Aoife

  6. I've just spoken to court and they say my case is being forwarded to the Guildford County Court and they have been told to send all bank charges cases there. And I will no be getting an AQ. I wanted to use GaryH's draft directions but looks like I can't do that now. Don't suppose anyone has had a bank's defence struck out at Guildford....!!!?


  7. I've filed N1, Abbey is defending, normal I gather. Just having a look at the AQ and haven't a clue what to put. I presume I will be sent N150 as claim is >£10k How does one allude to settled cases in an AQ? I believe four Abbey defences have been struck out and I would like to mention them if i can.


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