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Molly Brown

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  1. I know, thanks so much again for your help, legend! The guy I spoke to was really nice, I think we all expect them to be monsters or something!! Can't wait to get the cheque cleared and leave Barclays for good!!
  2. Thanks guys for your replies, thats really helpful, will crack on with my bundles tomorrow, just as well get them done and sent off. Will call Barclays on the 29th as you advised, will keep you posted!! Thanks again
  3. Hello, I have just received a letter from the court with a court date for 12th June 2007. It desnt actually state the details I need to supply as I had read would happen (e.g. point A-D), it simply says; District Judge Rutherford has considered the statements of case and allocation questionnaires filed and allocated the claim to the small claims track. The hearing of the claim will take place at 14.00 on the 12 june 2007 at Bath County Court, (address then given....) and should take no longer than 15 minutes. The court must be informed immediatley if the case is settled by agreement before the hearing date. Each party shall deliver to every other party and to the court office copies of all the documents (including any experts' report) on which he intends to rely at the hearing no later than 29th May 2007. The original documents shall be brought to the hearing. Defendent do by 4.00pm on 22 May 2007 file and serve: 1. an itemised statement showing how each and every item charged is calculated 2. a copy of the contract with the customer 3. skeleton legal arguements if points of law are to be argued relating to punitive damages and/or unfair contract terms. Date: 10 May 2007 End. Is this normal? Do I still to send in the court bundles in full or just the correspondence and statements as requested?? Also, is it worth me calling Barclays tomorrow to see if they are willing to settle? Thanks so much for any help, desperate to get this sorted tonight as away all week form tomorrow and want it out the way.
  4. Hi Guys, Well just to update I am now in the process of completing my AQ and am happy with what I am doing. (I am using the Draft order for directions). However, I am thinking ahead to the court bundles and just want to be absolutley clear on what will happen and what I need to do. Presumably if/when a court date is made I will be sent a form listing details required for my 'bundles'. I have looked through loads of threads regarding the bundles, including the actual links provided. I have to be honest, I really confused!! On the form that the court will send me are there sections a, b, c and d, d being the actual bundles - is this correct?? Looking through all the court bundles that are on this site, do you just amend any info where neccessary and print off? It's all a different language and i'm totally lost! Please help, I'm getting really worried now and just want to be sure of what I am doing. Thank you in advance to anyone who can help. EDIT Just read some more info, on my draft actually and have worked out points A, B, C AND D. Is A all my bank statements that the bank originally sent me or is that B?? What should I put in for C? I am still a bit confused by D - court bundles (as above). Also, where do I put in all my letters to and from the bank? Really sorry for all the questions, want to be sure on what im doing.
  5. Thanks Advoc8, that's great. Will stick to MoneyClaim and go from there!
  6. Hi, I am in the process of completing my court claim on monelclaim, i havent time to go the court in person due to work, do you think this will affect my claim, as reading various notes on the CAG website and various threads it recommends going to court and doing a form there. I was just going to complete the online form, should I also send the court my interest charges as calculated on the Martin Lewis website? I am using this figure as the 8% interest charged in my claim, is this correct? Thanks for any help, getting very confused and thinking of whimping out and just taking the settlement
  7. Thanks victomnomore that's excellent, best get reading up, still getting a bit confused!!
  8. Hi Guys, I just wanted to double check what i'm doing with you, i am currently claiming from Barclays Bank. I have just completed my claim form on Moneyclaim, although I have not yet submitted it as I wanted to check first. I sent my letter to Barclays saying I would accept their offer of £1000 as a partial offer, but will continue to claim for the outstanding amount, they responded saying that they are not willing to do this and will only pay me £1000. So, on the claim formni the section where I am asked for 'particulars of claim' I entered the following (as on the Martin Lewis website); 1. Between the dates of [insert dates of first and last charge] the Defendant applied numerous default charges to the Claimant’s [This means you because you are the person claiming the money] bank account. 2. The charges applied constitute an unfair penalty under the Unfair Terms in Consumer Contracts Regulations, which state: “A term is unfair if it requires any consumer who fails his obligation to pay a disproportionately high sum in compensation”. The amount charged does not reflect the cost of the breach. 3. Under the law of penalties, the charges are an unlawful ‘extravagant’ penalty. Referring to the case of 1896, Wilson v Love, a charge is a penalty if it does not reflect an item’s true cost. 4. Under the County Courts Act 1984, the claimant is entitled to interest at a rate of 8% per annum from the date they were first deprived of the money to the date of this claim. This amounts to a total sum of [insert amount of interest], continuing to accrue at the statutory daily rate of 0.021% until judgment or earlier payment. 5. The Claimant therefore asks the court to enter judgment in their favour for the sum of [insert total charges] plus interest, amounting to a total of [insert total charges plus interest]. I have read so many threads about how to add 'extra info' in with lots of legal jargon, although I think this is an excellent thing to do I don't understand a lot of it and would rather just go with what I do understand and keep it simple. My question is, is the above ok? Should I be doing anything else? Once I submit my online claim, presumably I just wait the 14 days to hear from Barclays and go from there? Thank you to any one who might be able to help me.
  9. Thanks so much for your help, that's really helpful. Just sit back and wait now!!
  10. Hi, I am in the process of claiming my money from Barclays and just wanted to check what i am doing. I have got to the stage where Barclays have offered me £815, I originally asked for £2000 (inc interest), I then wrote to them saying I am in the process of seaking advice from the Citizens Advice Bureau and Financial Osbudsmen, they then called me to say they would increase it to £1000. I said I would continue to seek advice and get back to them. I am now sending a letter (letter 4 I think) threatening court action and also stating that I will accept their offer of £1000 as part payment but will continue to pursue my claim for the outstanding amount. Presumably once I send this letter I just wait to hear form them (within 7 days), and then proceed with letter 5 if they reject my offer?? I also assume that on this letter the name of the court I should mention is just my local court? Should it go this far, am I automatically sent a questionaire and any other info to complete? Is there anything I am missing or is that all I need to do? I get the impression from reading the threads that Barclays are pretty bad at this stage. Thay have actaully been pretty good so far and fairly speedy. Although I feel this might all be about to change!! Sorry for all the questions, just want to be absolutley clear before I take the next step! Thanks in advance for any advice anyone can give me.
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