Hi Dour, I'm pretty sure that the mortgage account is completely different and they can't influence/touch it, but I'm sure somebody with more experience will clarify.

CONGRATULATIONS ESSIX. I have been following your thread. This is great news.

Hi, please can a pm add my thread to the 'won' list. Settled at prelim stage. Many thanks

Hi Hydra, Yes, I think I will accept. Having followed your thread and others like you I'm not sure that all the extra work would be worth it for me personally. Thanks for the congrats and good luck to you

Well, prelim letter sent on 01/03/07. I was just about to send LBA today and guess what came in the post..... an offer of £2434, only £125 less than my full claim. I can't believe it!!!

ha ha, beat me to it!

Hi SO100, probably not going to be much help but just saying hello. I would have thought that if your account is 'in dispute', they couldn't do this but I am not certain. I'm sure somebody with more knowledge will be along shortly to offer a more constructive answer.

Hi Mcuth, you've gone green! Are congratulations in order?

ditto

sounds good to me Essix, although I'm pretty sure that claims with CI have been seetled prior to going to court

Hi LLoyd Just found this link and thought of you (so to speak) I will be claiming charges for business account once my current account claim has gone through (very early stages) and think this thread will be invaluable. Good luck with claim. Keep us posted ARE YOU A BUSINESS CLAIMANT ? IF SO PLEASE SUBSCRIBE AND CONTRIBUTE TO THIS THREAD. http://www.consumeractiongroup.c o....tml#post586623

Thanks T4FF. Just caught up on old lady!!

Hi This doesn't sound fair and I'm sure you will have a good case if you decide to go down the route of claiming your bank charges back. I can't really offer much advice apart from referring you to the following links that I have saved from another thread: Some useful links.. FAQ’s http://www.consumeractiongroup.c o.uk/forum/faqs-please-read-these/ How to Start a Thread http://www.consumeractiongroup.c o.uk/forum/welcome-our-forum/13182-how-make-posts.html Letter Templates http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/ Rejection of Settlement Rejecting Offers Interest Spreadsheet http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/182-6-interest-calculation-spreadsheets.html Contractual Spreadsheet http://upload2.net/page/download/KH5DXXfx6GF1KzW/Copy+of+16_Throughout_cla im_with_compounded_contra ctual_interest.xls.html Court N1 form http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/681-4-particulars-claim-n1.html Court Bundle http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/33060-basic-court-bundle.html Preparing a Court Bundle http://www.consumeractiongroup.c o.uk/forum/barclays-bank/29032-help-preparing-court-bundle.html Bank Contact Details http://www.consumeractiongroup.c o.uk/forum/faqs-please-read-these/31052-contact-details-banks.html Moneyclaim Online https://www.moneyclaim.gov.uk/csmco2/index.jsp AQ Guide to Completion http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/11644-allocation-questionnaires-guide-completion.html http://www.consumeractiongroup.c o.uk/forum/general/53570-new-strategy-allocation-questionaires.html?highli ght=allocation Court Fees http://www.hmcourts-service.gov.uk/infoabout/fees/county.htm Data Prot Act Non Compliance http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/6986-data-protection-act-non.html ERC Letter for Mortgages http://www.consumeractiongroup.c o.uk/forum/post-432747.html Witness Statements for Court Bundle http://www.consumeractiongroup.c o.uk/forum/abbey-bank/57385-examples-witness-statements-etc.html Banking Code website http://www.bankingcode.org.uk/faq.htm Limitations Act http://www.consumeractiongroup.c o.uk/forum/statutes-library/415-limitation-act-1980-a.html A-Z Guide to stuff http://www.consumeractiongroup.c o.uk/forum/welcome-our-forum/53241-cant-find-what-youre.html fast track costs http://www.consumeractiongroup.c o.uk/forum/general/22383-fast-track-costs.html#post174519 Scottish Procedure http://www.consumeractiongroup.c o.uk/forum/guidance-notes/11123-scottish-procedure.html Scottish Forum http://www.consumeractiongroup.c o.uk/forum/scotland Donate http://www.consumeractiongroup.c o.uk/sitemap.php Hope this helps. Also (an afterthought) I think it may be a bit different for business accounts. Perhaps you can search for a relevant business acoount thread. Good luck __________________

Doh! Thanks Michael

Hi Jayneymickey I'm new to this site as well but wonder if you would be better posting this thread under th Natwest section where there will be people with a better understanding of Natwest