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About poisontongue

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  1. Hi All, I've got a quick q and hope you can help. I have ready some stuff on this forum but i am no means a lawyer. Anyway, i have rung my car finance people to ask what type of agreement i have with them, they told me HP. Next question was to say i wanted to do a VT. I have paid over half of the amount owed and the car has been looked after etc. I was then told that i do not have this option in my HP agreement with them. So i cant VT!! Can they do this, i thought it was a legal requirement to include VT. Any advice will be much appreciated
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