Hi all, having read through a number of similar threads I thought I would start my own to seek some assistance. Had a GE Money secured loan for 64 months, £217 per month = £13888 paid to date. Borrowed £21700, owe as at January 2013 £21,800!!! I have asked them repeatedly why no capital has been paid back in 5.5 years and they cannot provide me a suitable answer. Received a statement to date, there have been £1243 worth of charges, of which half are solicitor fees and the rest £40 admin charges, £25 failed DD charges, £30 missing instalment fee charges, £30 default notic