I have the name but to be honest I think i'll keep it to myself ! its only fair

HI - I got 4 year out of the 6 years. I rang legal team 6 times and finally at 3.30 I said that I was outside claims courrt ready to hand deliver a letter telling the judge they had not supplied me with all my statements. I told them I would forget the 2 missing years if they setteled in full today. They tried to deduct gesture of goodwill but i did a deal of not to claim the 2 missing years in exchange for full amount + gogw, which leaves us even. They were almost too honest for my liking as the solicitor spent 40 min going through my claim and noticed I had missed calculating interest and this also bumped up my claim by an extra £700!

HI - rang abbey and they have settled in full today - thrilled!!!!

HI - can anyone point me the right direction for a link,l t or spreadsheet of settled abbey cases? Thanks Rendall

after checking letter from Court its only for a prelim hearing before allocation to samll claims track. I have started a new thread for this too. with this letter a leaflet is enclosed stating that a prelim hearing may be called if I or defendant have no chance of winning the case. Is this normal procedure? or do I hear faint sound of alarm bells for my case!?

Hi - has anyone else receive a letter from the court ordering a preliminary hearing? Mine letter says: Notice of Allocation tothe small claims track (preliminary hearing) District Judge xx has considered the statements of the case and allocation questionnaires filed and allocated the claim to the small claims track. Before the claim is listed for hearing the judge has ordered that a preliminary hearing should take place. The prelim hearing will tajke place 18th June 07 - time estimate 15 mins TAKE NOTICE: this action is listed in a block and may not start promptly at the time stated. There is nothing about sending in documents - totally confused Any comments appreciated Rendall

thanks for the advice - just panicking after seeing what other people are looking for , for their bundles and am feeling overwhelmed by it all now. I will just stick with the basic bundle. Rendall

Hi - you're more than welcome - glad I could help someone else on this site as I've had so much help. Have you downloaded the basic court bundle from this site - as I have? After reading other threads it seems others have got lots of other bits added and I am now feeling overwelmed as my court date came through today for 18th June. Dont want to get carried away witht the bundle but dont want to miss anything either. Rendall

I have complete AQ and submitted . Abbey have sent me some of my statements and a print out for 2 years too. My court date is 18th June and I am now deperately getting my court bundle together after having no computer for 3 weeks! Can I run past the court bundle contents: All correspondance - to and from Abbey plus proof of recorded deliveries etc Latest Schedule if Charges ( all on an excel spreadsheet for whole 6 yrs) All my statements and print out for last 6 yrs Relevant case law summary - printed form library Early day motion from HoP Dunlop v New Garage UTCCR 1999 UCTA 1977 SOGA 1982 OFT Satement Summary Am I on the right track? it just seem seems from reading other threads that others have all sorts added to their bundle and I am a bit overfaced! Rendall

hi - i had the same problem - type in rendall in the search and my listing called "got myself muddled claiming from abbey will come up" scroll down and there are some fresh links there that worked for me. regards Rendall

Hi - i have received my AQ today - just wondering if maybe I should ask for claim to be delayed by one month (section A) as I havent got my statements through yet as original claim was part estimated and managed to miss the SAR stage.I am leaving AQ until last minute to return to buy myself time awaiting for statements to arrive.If you reckon a delay is a good idea should I state my reason on the aq somewhere? Rendall

Thanks

I have downloaded the court bundle pack which is a great help - but i am unable to open links for OFT report and Early day motion for House of Parliament - can any one supply me with a link to copy an paste onto web search bar. I have tried to find these two reports on google and am overwhelmed with the number of matches it brought up! Thanks Rendall

Thank you.

Ok - requested statements formally by recorded delivery. Got a copy of Abbeys defense saying they woudl use the way I have conducted my account as evidence against me etc. which i think is this a fairly standard procedure/reply from looking at others postings. Should I start getting court bundle or do i wait until court has sent me AQ through? Just dont want to run out of of time getting things copied etc - I work full time and also have a very lively 3 yr old.

Thank you. I will request all my info from abbey first and keep James as a back up. Should i inform the court now that I am waiting for abbey to provide me with up to date info as they have decided to defend? or do I just hope the hearing is over 40 days away.? Rendall

thanks you very much - do you have James Arrandales number?

I didnt as I had told them to supply me with statements if they disagreed with my original letter claiming part £3k in definate charges and £1090 in estimated charges. The offered me a gogw but did not mention disagreeing withthe amount nor did they supply me with statements.

i see where i may have got muddled. I originally wrote to abbey 13.12.06 stating that I have some of my statement for the last 6 yrs. The one I have show charges of £3162. I have then stated that I have therefore estaimated the charges for the whole period of 6 yrs there was charges of at least 4090.00 applied to my account. Quote" if uyou diagree with this amount please supplly me with a copy of all the charges applied to my account dating back 6 yrs within 7 days. " Is this a satisfactory request for information or should I still send the 40 day letter and pay £10 too? as they just responded by offering a gogw but not disagreeing with me. The thing is if I were to get all my statements Im sure charge would be at least 8k taking it well over small claims court max amount. I would be happy with 3-4k at present! Sorry to be a pest - if ive messed up Im totally at fault for misunderstanding you guidance notes but please just pop me back on the right track. Rendall

i see where i may have got muddled. I originally wrote to abbey 13.12.06 stating that I have some of my statement for the last 6 yrs. The one I have show charges of £3162. I have then stated that I have therefore estaimated the charges for the whole period of 6 yrs there was charges of at least 4090.00 applied to my account. Quote" if uyou diagree with this amount please supplly me with a copy of all the charges applied to my account dating back 6 yrs within 7 days. " Is this a satisfactory request for information or should I still send the 40 day letter and pay £10 too? as they just responded by offering a gogw but not disagreeing with me. The thing is if I were to get all my statements Im sure charge would be at least 8k taking it well over small claims court max amount. I would be happy with 3-4k at present! Sorry to be a pest - if ive messed up Im totally at fault for misunderstanding you guidance notes but please just pop me back on the right track. Rendall

HI - i did not request my statement initailly as I have about 30 statements ut of 48 for 4 yrs and then estaimated an average for the missng ones . It would be in abbeys favour to settle now as armed with all my statements they would owe me so much more! Abbey will know some of the claim is estimated as I originally wrote stating what I knew they owed me and based on the average charges per month worked out the rest. I will request my statements straight away with a 40 day subject request. letter. thought i was doing so well - but looks like i may have messed up!!

Ok - got letter from court saying Abbey intend to defend case. Claiming about £3k off them but dont have all my statements as my original claim was partly estaimetd which Abbey would do well out of as if I had all my statement it would be so much more. Will I need to produce 6 yr of statements to go to court or can I still rely on my estimations as if abbey want to defend it would show that they owe me a lot more.

n1 form submitted today.

I would ring and ask for the complaints department - emphasise more on the advisors bad attitute for starters - then query the charges again - it may just work if you get someone nice on the phone!

HI, Just to let you know I received a letter form Halifax saying they would be talking £118 out of my account in 7 days for charges. Rang up threw a tantrum they cannot justify these charges and told them I would fill in an N1 form against them in the morning. By 9.25 am the next day they had refunded the lot too me.