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jinty mcginty

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Everything posted by jinty mcginty

  1. This topic was closed on 03/07/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  2. hiya, thanks for your help....have been to FAQ's and if I'm right... 1. get statements and stuff (DPA) 2. send a request for refund letter 3. send a letter before action 4. take the total bankers to court! this is now clearer, but have been finding threads with talk of account closures etc, what are the consequences of taking action? will i be blacklisted forever and ever! also, has anyone actually been to court, would love to hear of your experiences...what happens if you lose? thanks for you help guys, jinty xx
  3. Hiya, I have just discovered this site after reading about the success of the guy who got his money back form the Nationwide bank. Since November 2004 the Lloyds TSB have charged me approximately £1600 for failed direct debits etc. Fair enough,the money wasn't in the bank but £35 a go is a bit steep and as you all well know it snowballs and becomes a catch 22 - can't pay as charges come off your account so get charged again, go over the overdraft limit, get charged, and so on and so on! I am confused as to the protocol of getting this money back - what is a DPA letter, what's my firs
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