thank you, its pretty vague t me at the moment but ive recently had success in the courts with a charge for a noisy exhaust on my car and i have the fight in me at the moment to do this i requested it on the phone yesterday and paid the £10 for the statements once i have them in my posetion il send off the SAR just for documentation purposes

Hello folks this is my 1st post here, been reading up about re-claiming my bank charges, around a year ago i had hundreds of charges that i had paid to date, then i opened a new current account for my new job it was happy days,... my last wage came from work, and i stuck £10 fuel in my car when i got made redundant this is where the problem started, the Bank of Scotland did not take this monies for 4days by which time my account was empty, so the then charged me £39 for paying the £10 then a further £39 for going overdrawn....but i didnt put my account overdrawn??? so now charges have mounted and mounted and i refused to pay them, account is now -£556.81 gutted so after many many phone calls with Indians i cannot (no racism) understand on the phone and many phonecalls ive answered to find nobody at the other end, i eventually got in touch with Customer Relations, i spoke to them today and they said they would look into it further, but in the meantime i have requested the past transactions and charges on paper for the past 6years for both accounts they are on they're way now where do i go from here?? ill up-date this thread as regularly as i recieve the letters, and im going to log it all and for any1 wanting the info after me to just e-mail me any help is much appreciated, its us against the unlawfulness of the bank