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About controlfreak

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  1. I have posted this on my own thread but wonder if someone in here can help. I have my return date as the week before I go on holiday and the hearing date is while I am away. Any advice on what I should do? Is it possible to change the court date? Has anyone had this happen?
  2. Can anyone give me advice? I have my court date and the return date is the week before I go on holiday, which means the hearing date is when I am away. Do I need to do something about this? I could wait and hope it is settled before then but isn't that risky? Is it possible to get the date changed? If it goes ahead, has anybody had this situation where they were unable to be there? Is it likely I can win without being there? Please help if you can, I am quite worried about what to do.
  3. Never mind, I think I understand now. The judicial interest quoted on the spreadsheet is the daily rate after filing at court. Well I hope that is right anyway.
  4. Hi, I hope someone can help as I am a bit confused. I used the simple spreadsheet for Scotland to list my charges. Is the interest column at the end of each line the interest being charged at court stage? If this is correct, why is there a line at the bottom for judicial interest? Is that not the same thing? Why is it listed at the bottom like an extra charge which needs to be filled in. Please help someone.
  5. Just to let you all know, I applied to Royal Bank of Scotland for a current account and was declined after credit check. They would not even offer basic account. After reading this thread, I tried the Clydesdale and was accepted for a basic account. You do have to visit a branch, can't do it online and they only do a basic credit check which will only decline if you have any judgements or bankruptcy showing. So I am happy now, step 1 complete. Time to start sending the letters!! So if you have a Clydesdale Bank nearby, it is definately worth a try. Christine
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