hi all, well my lba deadline was up 3 weeks ago but had so much trouble doing spreadsheets that only got to my court today with completed n1,only to be told that the 8% interest column will not be accepted !!!! i nearly lost it,but managed to bite my tongue,after 3 weeks of sitting up til 3 in the morning trying to work them out,they tell me i cant use it.apparently the judge says you can only claim 8% from the date of last charge to todays date,well like alot of us i have charges from 2000,so im only allowed to calculate 0.00022 from the 1st jan 2005 til today,im now totally confused,which doesn,t take much since i had kids !!!!any help will be fab as im going back in the morning.thanks in advance. blackbear.

hi, sorry money for hijacking ur thread, blackbear.x

hi, i went to court today to file my n1 to be told i cant claim 8% on all charges,only from last charge date till today,so im losing 5 years worth of interest,they refused to take it as judge will not allow it.how can that be right ?any help greatly appreciated !!!!! many thanks. :confused:

hi all, having a really dozy day and i could do with some help please,im filling out my excel simple 8% interest spreadsheet ready to fill in court forms(i did my own schedule of charges with prelim and lba letters)dont ask !!!!!!! anyway i have got up to line 116 and it has stopped calculating,i have around 700 individual charges to do yet,i tried autosum and it went pear shaped.be grateful for any help,many thanks in advance.:?

hi all, have received a letter on friday from the shabbey telling us to take a hike,guess it will be court now then.full of bravado at the moment but it probably wont last.

hi,im pretty sure i,ve seen this already but just wanted to double check,i received a letter from shabbey saying they only refund charges to current account holders,we closed ours 3 years ago,but our charges are in excess of £10,000,im sure they are fobbing me off,anyone else in this position ? any help will be greatly appreciated.many thanks.

hi liljo,we sent our letters to halifax on 31st jan,they rang me today and offered half,i refused and she instantly agreed to the full amount easy.we both felt like you but just go for it,you got nothing too lose,they are ringing with settlement figures before you even get a chance to get lba letters out.

thanks,have read loads for weeks but know there is still lots more to read,im a bit thick where computers are concerned and only did 1st message by fluke !! not sure how to start a thread.typical essex girl

hi,tried a few times to do this and not succeded,so here goes again !!!! love the site, has helped me so much in being forewarned and knowing what to expect.posted my prelim letters yesterday,three of them,so here goes.bye for now.