Preparation Costs in Santander Posted June 13, 2007 Well, I have now been to court. On my arrival I was told that the defendant had a barrister representing them, not that I was too bothered by that. The barrister came over, introduced himself and gave me some photocopied pages from a text book about 'the effects of compromise' which I read whilst waiting to see the Judge. We were eventually taken through to a room to see the Judge and he asked me tostate my case so I basically said that I believed the Abbey had behaved unreasonably by not dealing with my claim sooner rather than it having to go to court. The Judge asked the Barrister for the Abbey for their case which was that I had agreed a full settlement which had included costs for preparation time. The Judge was very fair and stated that the Abbey were not unreasonable for not defending sooner and that it is not unreasonable for a defendant to enter a defence and then offerrng settlement before a hearing. Although the Judge also understands that the banks will settle before a hearing so that they avoid having to disclose details relating to their charges. The Judge advised that as I had already had my offer increased to include preparation costs that I culd not request them again. The Barrister for the Abbey requested that their costs were considered, which the Judge said was unreasonable. The case was dismissed. At least this has now been sorted fully. My advice is that once you begin to reach a settlement that you request preparation costs at this point and incorporate them into your settlement figure.