Hi All.
I had always been under the assumption (probably like most people) that the banks had a right to charge you for their various scams (sorry, services....). Although I could never understand how it could cost me £30 every time they sent me a letter which only costs 30p or so to post and about 3 minutes work typing it on a computer. Also how the banks can charge £30 for NOT paying a DD if the funds are not there at the time the dd is presented by the creditor. I have had many a row with my bank because they had "bounced "a DD or cheque even though I have put funds in on the same day as