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About MR2Phil

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  1. Yeah, cheers. Will do. I'm actually encouraged that he told me it had failed...could have got a dodgy MOT I'm sure...he seems like a decent bloke so fingers crossed.
  2. Hi, I paid the deposit on a car a few days ago from a dealer and was told there would be no MOT done on it as it had aa long time to run on the current one. I asked them to put 12 months on anyway and paid an extra £30 for it. I was due to collect the car today but have been told it failed the MOT on tyres, pads and discs. I'm assuming they are under obligation to supply a roadworthy car so I'm not going to see these items added to my bill when I go to pay the balance?
  3. Hi, Apologies if this is in the wrong forum, but I couldn't see where else to put it. Anyway...in February 2009 we had uPVC windows and doors fitted at a flat that I let out. A couple of weeks ago, the tenant reported that she couldn't open the back door (ground floor flat). Upon inspection, I found that the door was no longer hanging 'straight'. I did what I could with the hinges and adjusted as far as they would go but the door is still extremely difficult to lock once it's been opened. Clearly, this is a feature that should be simple and reliable. I contacted the company
  4. Hi, When I met my now wife, she was living in a two bedroom flat that she'd owned for the previous three years or so...we tried to sell but she'd, unfortunately, bought it at exactly the wrong time...so we let it out. We had one awful set of tenants but, for the past two years, have had the perfect tenant, the sort all landlords want! We've had the odd issue with little things like washing machine breaking down, shower pump giving up etc...these were always sorted as quickly as possible and the tenant has been happy in our flat. The problems now begin though...but not with th
  5. Cheers...I'll give that a go. I think I'll start with Citi as, like I say, I know that they said I had to accept the PPI as part of the total borrowed. Thanks for your reply.
  6. Evening all! I thought it was about time I had a look at my old accounts to see if I've ever paid for PPI that I didn't want/need...I know for a fact that I took out a loan with Citi in 2006 in which the PPI made up the amount of the loan...if that makes sense...I know I didn't want it but was told I had to have it. Anyway, I've had more credit cards and loans over the years than I care to remember...starting around 2003, I think. All paid off and debt free these days...but I have no idea how I go about finding out who I had loans/cards with at what time and even where I was living
  7. Thanks. I have emailed the people whose phones I used to see if they can still access December's bills and whether I can use them....hopefully shouldn't be a problem.
  8. They were made as soon as it had been taken off me (which I discovered when I received the bill). My point to the company was that I tried and tried to contact them from Spain within the 24 hour period but their system would not accept the call. I guess I could probably prove this from friends' mobile phone records but that would be a long-shot. I had hoped that O2 would clearly see that I never used my phone abroad or ran up so much as three figures a month, let alone four in a day... Any advice on how to deal with Moorcroft?
  9. Direct from O2 in February 2009. Never missed a single payment.
  10. Hey, Nothing to add here, but just checking in to lend support as I'm going through a similar thing at the moment. Best of luck, MR2P
  11. The title just about says it all. I was mugged in Barcelona in December of last year around 4am and lost my iPhone, £1250 Rado watch (which I know I shouldn't have been wearing out at night in Barcelona, but when you've worn something every day you don't really think), and £200 cash. I didn't really mind about the money or phone (was shaken up but unhurt) but was gutted about the watch as my wife bought it for me as a wedding present. Anyway, the next morning (around 10am) I called O2 to report the phone. All I got was "This number has not been assigned to this client". I received thi
  12. Ok, thanks guys. No, there isn't any early settlement figures that I can see and there are no charges on the account at all...paid every month by DD on time. I just can't really fathom it...unless I'm being dumb.
  13. Thanks mate....surely someone knows the answer??
  14. It's disgusting...who do they squeeze when they want more money? Those that can least afford to pay extra. I sincerely hope that every Halifax customer closes their account. Letter saved and printed.
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