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x_Orya_x

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About x_Orya_x

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  1. Thanx all!x If you have any info which could help me please private message me xx
  2. They said that things id bought the week before hadnt come out of my bank yet. This i understand yes, but why did it say i had this money and could draw it out if in fact i couldnt?
  3. oh my god im so confused! My mother usually handles my accounts for me (as i have been left ahefty amount from my father who died 20 years ago, and all this money is in Natwest stocks and shares) I would understand if i had borrowed the money, but i havent. An if they kept up to date, when i checked my bank it wouldve told me that i didnt have the funds. Argh, can you private message me the simple step by step action to take? Ive read the FAQ's and i dont understand. My mother is away on holiday and i need to hopefully sort it by monday befroe another charge is given
  4. Can they charge me for a late payment? My bank have been playin silly buggers and not updating my aco**** so leaving me to believe i have money in my bank when i dont. Therefore leaving me with no money for my car insurance. I have tried to call Swinton but when i got back from the bank they were closed, and they shut at 1pm today and i couldnt call (as im managing a pub until the owner gets back, and was working from 11-2 until the staff calls in) Basically, they will try get the money again on monday, and the money isnt in the bank (as the bank decided t charge me) so il once aga
  5. Do i have a case? In a nutshell I checked my bank account 2 days before my car insurance was due and it said i was stil £255 WITHIN my overdraft limit, with my insurance being just £95 i realised i had enough money in the bank for it. Anyway, i got a letter yesterday stating that the direct debit could not come out as i didnt have enough money in my bank, and i'd been charged £38, obviously i was shocked so i went into bank! They said that as my insurance company TRIED to get money that wasnt there they have charged me £38 effectively immediately. Well i obiovusly thought they
  6. Do i have a case? In a nutshell I checked my bank account 2 days before my car insurance was due and it said i was stil £255 WITHIN my overdraft limit, with my insurance being just £95 i realised i had enough money in the bank for it. Anyway, i got a letter yesterday stating that the direct debit could not come out as i didnt have enough money in my bank, and i'd been charged £38, obviously i was shocked so i went into bank! They said that as my insurance company TRIED to get money that wasnt there they have charged me £38 effectively immediately. Well i obiovusly thought they
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