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Miss Snaff

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  1. Good news, the gym manager agreed to cancel the renewal,credit agreement and returned my deposit. Good job really as sounds tricky to get out of once signed! Thanks all.
  2. Is the idea being that because the financial co has paid the gym I have to repay them or they will be out of pocket - unless the gym reimburses the financial company of course. Will have to see what the gym says tonight and maybe look into further if need some loophole etc on credit agreements! Thanks.
  3. Thanks LJL, the gym is a local one and the credit agreement is/going to be with Ashburn Financial Services Ltd. I am seeing the gym manager tomorrow and hope he will just say fine and cancel the direct debit, doubt it however! I assme the gym gets paid a lump sum from the financial company and then we simply pay them back with the interest on being their profit. I suppose the gym could just give the financial co their money back? Is this easier to get out of as I have not yet reached my gym renewal date to which the contract applies? Doesn't there have to have been something received by myself i.e gym access? Thanks again and to anyone else.
  4. Any assistance on this please? I know not really relevant to the credit agreement but it is not just a case that I saw a good deal in November and then suddenly changed my mind about going to this gym, I have now had my car broken into twice and lots of gangs have started hanging around, I feel very intimidated when walking alone to the car park. Thanks again.
  5. My gym membership at a local gym is due on 10/2/2007 and upon seeing a special renewal offer in "November only" I signed a new fixed sum loan agreement and gym contract. The 1st instalment of this agreement is due to commence on 10/03/07, this being one month after the renewal date. My question is whether I am now tied into this agreement or can I cancel the agreed renewal - I have obviously not benefitted from it's services for the forthcoming agreement yet. I appreciate any advise on this as I feel the gym and finance company will say I am tied in. The credit agreement says on that it cannot be cancelled under the Consumer Credit Act 1974 - is this the case even when I have not had use of the service yet?? Many Thanks
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