Hi Guys, not sure what I should put in here im a little confused by the Notes for guidance from the site. What do I write in this box? Cheers Richard

UPDATE: Hi guys received an allocation questionaire to fill in, and also it states I have to pay another lump of money £100 to continue with the proceedings. Is this correct? Cheers Richard

Roger that, I have just spoke with the court and they anticipate a court date of October at the earliest. Apparently there is a back log of cases.

* Should I post the defence on here? *

Guy, I have just recieved a defence from YB. It all seems a little complex. The basics of it state they are in the right for charging what they have. Is there anything in particular I should be loooking for within the defence statement? Cheers Richard

What sort of time scale can i expect now relating my claim?

Hi Guys, Received a letter from YB, stating they still stick to their guns over the charges and that they are now aware I have submitted a claim against them. They have stated that all further correspondence will be made via their legal department. Is this the norm? What do I do now? Cheers Richard

Caro, Many Thanks Removed form Cheers

Guy the 2nd of July has passed and I have not heard anything from the Courts as to whether or not YB have acknowledged the claim etc. What Should I do? I have spoke to the court and they have stated there is a back log of cases etc and I should still submit the judgement and when the get to the acknolwegment they will date stamp it etc and the judgement wont be filled. that is as long as YB have acknowleged the claim issue etc. Cheers

Hi Guys, Is there anything else I need to do? Cheers Richard

Hi Guys further to my other post here is a copy of the paperwork I got additional to my claim form: Do I need to do anything with it? Or is it for later? If they dont turn up or respond etc? Cheers Rich

UP Date: Hi guys received a copy of the claim from the courts along with a letter / statement. Explaining how long the process should take, i.e how long YB have to repsond how long they have to submit a defence etc. What I should do if there is no response from YB i.e Submittng a judgement against them. Does this type of thing sound the norm? Cheers Richard

I see so a new waiting game now LOL I am exctited rather than aprehensive. Its going to be great to see how YB react. Fingers Crossed

Im excited, Whatt is it? Fingers Crossed for you

Well Guys, Today was the day. I have submitted my claim to my local courts. Total Claim now stands at: £4847.77. Fingers crossed. Can anyone please tell me the type of time scale I can now expect for corrospodance from YB? What will happen next? When will I fill an allocation questionair in? Cheers Richard

Really? So my local branch will be okay for the registered address? Cheers

Okay so for the registered address (scotland)? but for the defendant name and address use my local bank (stockton on tees)? is this correct?

Please can you tell me if I fill this part of the form in? Cheers

ah i get you, i understand the spreadsheet changes the interest based on the current day etc. so to get a final charge it has to be opened etc on the day of submission then to get a final final charge this is determinedwhen the case is closed on payout / settlement figure. sort of lol

okay so on my spreadsheet i have a start date of: 06/09/2002 and a end date / last calc date of: 22/03/2007 along with all charges and interest what about dates after this? or am, i claiming for just this range ? cheers rich

Hi Guys, Should i use the following registered address?: Clydesdale Bank PLC Registered in Scotland 9Number SC001111) Registered Office: 30 St Vincent Place Glasgow G1 2HL Cheers Richard

Please anyone, its only a small area that needs clarifying, cheers Richard

c) The claimant claims interest under section 69 of the County Courts Act 1984 at the rate of 8% a year, from [date when the money became owed to you] to [the date you are issuing the claim] of £ [amount] and also interest at the same rate up to the date of judgment or earlier payment at a daily rate of [enter the daily rate of interest] Okay guys, my first date of the claim is 06/09/2002 and the 11/06/2007 is the date Im going to submit my claim. What do I put in above, based on the info you can see In this Thread. Please any advice needed asap. Regards Richard

Cheers Trish Can you help with: Plus interest pursuant to S.69 County Courts Act 1984 from date of issue to date of judgement/settlement at £xx.xx per day [(enter daily rate here - (CHARGES+OD interest)x 0.00022 = pence per day)] OR at such rate and for such periods as the court deems just. ............ c) The claimant claims interest under section 69 of the County Courts Act 1984 at the rate of 8% a year, from [date when the money became owed to you] to [the date you are issuing the claim] of £ [amount] and also interest at the same rate up to the date of judgment or earlier payment at a daily rate of [enter the daily rate of interest] Cheers Richard

Hi Guys, Okay ready to submit my forms and claim to my local courts. A couple of questions regarding the N1 form and what values go where. I have the following information for the complex bank charge spreadsheet: PENALTY CHARGED: £3867 8% ON PENALTIES: £769.11 INTEREST ON PENALTIES: £65.84 8% ON INTEREST ON PENALTIES: £19.79 Now the question: What from above to I put into here, Could someone fill in the blanks for me from the values of my calculations? Charges £xxx.xx Overdraft Interest £xxx.xx Interest under s.69 County Courts Act 1984 £xxx.xx Court Fee £xx.xx TOTAL £ xx.xx Plus interest pursuant to S.69 County Courts Act 1984 from date of issue to date of judgement/settlement at £xx.xx per day [(enter daily rate here - (CHARGES+OD interest)x 0.00022 = pence per day)] OR at such rate and for such periods as the court deems just. ............ c) The claimant claims interest under section 69 of the County Courts Act 1984 at the rate of 8% a year, from [date when the money became owed to you] to [the date you are issuing the claim] of £ [amount] and also interest at the same rate up to the date of judgment or earlier payment at a daily rate of [enter the daily rate of interest] Cheers Richard