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Josotired

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About Josotired

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  1. This topic was closed on 2019-03-08. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  2. This topic was closed on 03/07/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  3. Hello everybody - I haven't posted for a while so please be gentle to me. I am taking Thomson to court - here is the letter I sent to them. It has to be read to be believed Hello I am writing to make a very serious complaint about our recent cruise. We went on the Thomson Dream Latin Gems cruise (15th-22nd December) On the 3rd day of the cruise our 1 year old daughter became very ill. We took her to the ships doctor where he diagnosed her with having pneumonia. He asked next whether she had been eating or drinking anything. We explained that she had not eaten anything for the p
  4. sorry Alan...do you mean Cahoot solicitors or my own....
  5. Just an update if anyone is listening...just filled in the allocation questionnaire...abbey are offing 50% back plus all court charges, but i'm having none of it! btw - when it does go to court...what usually happens then?
  6. I've been approached by a company who are doing a documentary about bank charges. I've also got my lawyer involved and I am going for it... Here is my letter... GGRRR I'm MAD... Its WAR !!
  7. great news - got this reply So I'm just a little confused as always - do I accept the offer and press on for the rest, or do I contact the above address or do i go and make a claim to go to court??? AAARRGHHH
  8. ok just sent this letter - fingers crossed Letter before action - Consumer version -asking for it back
  9. Help - please can someone tell me which letter to send next - I know I need to give them 14 days but I'm not sure how to legally word it! Thanks in advance!!
  10. this is the last one i sent after i recieved the charges Letter - Preliminary approach for repayment. is is this one now Letter before action - Consumer version -asking for it back is it me or is the library a little confusing :o
  11. Ok - got this reply... Thank you for your letter dated 17th April regarding your cahoot current account. We don't accept that cahoot's charges are unfair or unlawful under the Unfair Terms in Consumer Contracts Regulations 1999. The object of these Regulations was not price control nor were they intended to interfere with people's freedom to agree the terms of their contracts. It's well known that banks make charges and cahoot's charges are in line with those of other banks. As you've stated in your letter, the terms and conditions of the account and the charges that a
  12. And I know I'll drive you all mad and you'll think I'm stupid, but I have had a good read of the FAQ's. What does DPA mean?
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