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  1. Ok, for you that want to know more detail..... The judge kept things simple. And different to what I'd expected. Claimant was represented by another company who have no affiliation to CEL (I introduced myself to them before the case and asked for their name). They indicated in Court that I had overstayed the time and were liable. I then made comments on both my witness statement and the claimants, citing all the feedback from CAG. The judge asked the Claimant representative about their witness statement. He asked if p35 was a list of registrations who had paid which was answered as yes. He referred to p31 where the Morriso
    5 points
  2. I took the bull by the horns as I didnt want any issues when I die and my beneficiaries unable to handle it Result :Cabot have Closed their account Letter states I Believe that you remain responsible for this account However due to the age of this and the time that has passed I have made the decision to close the account. You will not be contacted by us or our agents again regarding this matter Onlyme again My letter to Cabot; I DO NOT ACKNOWLEDGE THIS OR ANY OTHER DEBT OR ALLEGED DEBT TO YOU I WILL NOT PAY ANY MONIES TO YOU FOR THIS OR ANY DEBT OR ALLEGED DEBT In previous correspondence you state that the al
    4 points
  3. I've hidden the post that contained the image of the court order to ensure the confidentiality of the child
    4 points
  4. Following a review of multiple companies under its supervision, the Financial Conduct Authority (FCA) said it found evidence some firms were offering customers less than what the written-off or stolen vehicle was worth and only increasing that offer when a customer complained. UK watchdog concerned over insurers' valuation of written-off or stolen vehicles (msn.com)
    4 points
  5. so a new powerless B2B debt DCA set up less than a month ago with a 99% success rate... operating on a NWNF basis , but charging £30 to set up your use of them. that's gonna last 5mins.... = SPAMMERS AND SCAMMERS. a DCA is NOT a BAILIFF and have ZERO legal powers on ANY debt - no matter WHAT its type. dx
    3 points
  6. 3 points
  7. You are expecting accommodations due to your health condition; you have previously stated it affects your behaviour and ability to participate in internal processes. Of course it is completely reasonable for them to ask about it. How else can they make the adaptations you have said you need, or understand the context and reasons for your behaviour? "Behaviour" is only a loaded word if you think your behaviour has been malicious. Otherwise - it's only a word that describes things that have been done. What help are you getting with your stress/ anxiety? My observation is that you are seeing people against you at every turn. That
    3 points
  8. FTMDave - Its very impressive indeed how you have excelled in this department and you can give the advice and help the way you do. The team on CAG go beyond the call of duty to help others including myself and i will be forever grateful and appreciate all the help. I do donate occasionally when i can its good to support the site. I did see someone recently on the Stroud facebook page complaining about a parking charge and i posted a link to the site and mentioned the kind of help i got on here. I got over 15k of debts wiped thanks to the the amazing help from the team on CAG. So do i just turn up for the court hea
    3 points
  9. I think it's a case of well done CAG. I came across this site because, during long drives to football matches as an away fan, my then teenage son used to draw my attention to signs showing restrictions in the service areas we stopped at. I thought I had better gen up on this private parking malarkey - and found CAG. At the time I didn't have a clue what a Witness Statement was! I do now due to standing on the shoulders of the Honeybee, dx, Brassnecked, Ericsbrother, Andyorch, LFI, etc. giants I found here. That's what CAG is all about, empowering users and sharing important legal knowledge. I'm damn sure if you know
    3 points
  10. Hey All, This thread will be for reference more than anything but I've attached a copy of the claim form and defence. This claim was heard at Reading and the judge agreed that the terms weren't abided by and I won the claim. The judge was pretty clear that the contract was not adhered to so it didn't take much convincing to win the claim CF RD2.pdf DFD1.pdf
    3 points
  11. hope everyone can see this (might be issues if not UK connection) Post Office lawyer was a jack of all trades, but failed his own | ... WWW.COMPUTERWEEKLY.COM Post Office IT scandal inquiry hears how a lawyer was at the centre of the Post Office’s attempts to prevent problems with its IT system...
    2 points
  12. Not sure whether this should be included? It may get back to MET and tip them off to something you may use in a WS further down the line.
    2 points
  13. There is a huge difference between Roadchef who presumably have some morals and are concerned about road safety ... ... and Group Nexus who are only interested in £££££. So, yes, appealing and mentioning illness to Group Nexus won't wash because the PPCs are simply bloodsuckers. But the organ grinder/Roadchef could well be a different story. Emphasise the medical emergency, that the person would have been committing the offence of dangerous driving had they left in the condition they were in, etc. We say not to out the driver but I think you have to tell Roadchef that the driver was incapacitated and who that was. T
    2 points
  14. Get in touch with the credit card company as they're equally liable under Section 75 of the Consumer Credit Act. Let them know that you wish to make a claim for a full refund under Section 75 bla bla bla. Explain the response you've had from the retailer and provide the independent report you've had in their claim. Be best to do this before doing any court action (it also gives you time to read up on the court processes) because if you were to make a claim you would claim against both the retailer and the credit card company.
    2 points
  15. then that put you in quite a strong position as under section 75 of the consumer credit act the card provider is equally liable. try that first
    2 points
  16. all done to spook people into thinking a debt is going up some kind of imaginary chain. of course as you know the bottom line is no DCA has any more power than the previous one nor their client DCA. they are ALL totally legally POWERLESS. dx
    2 points
  17. Well I'm afraid that you will have to give us details. Best will in the world, you haven't explained anything or given this nothing to go on
    2 points
  18. Cormack v Revenue & Customs (PROCEDURE : application to strike out), [2021] UKFTT 355 (TC) | First-tier Tribunal (Tax), Judgment, Law, casemine.com WWW.CASEMINE.COM Get free access to the complete judgment in Cormack v Revenue & Customs (PROCEDURE : application to... Judge rules that assessments were invalid due to fraud.
    2 points
  19. After speaking to a probate solicitor it looks like we might have a problem. It seems that the Solicitor that processed the will might not have looked at the deeds of the house and registered mine and my brothers interest in the trust. After my dad passed his wife has informed the LR and has just her name on there now and not our interest meaning we have no say over the house as it stands. I am awaiting a meeting with the original solicitor to see what has happened and how they can sort this out.
    2 points
  20. TfL prosecutor will not carry a card terminal no. cash is better..however often give a number to ring to do so.
    2 points
  21. Hello again, Quick update regarding the situation. I stopped receiving phone calls and texts from ICON Debt Collections. However, just like Ojm_1994 i received a text this morning stating ' Notice of likely CCJ/enforcement due to non-payment. please call our legal team urgently' and received an email which said the following; 'Further to our previous correspondence, our investigations indicate you continue to be linked at the following address according to the UK Database. XXX Following instructions from our client, we are now preparing to issue legal action against you. In the event of non-payment, we wi
    2 points
  22. Will let you know if a letter of claim ever materialises but it does appear that they don't seem to go down the court route. Since this happened last June I would have expected to have heard something by now. Good luck to you
    2 points
  23. A final update on my claim against EVRi: In October Evri offered to settle excluding court costs which I declined. I made a counter offer to waive interest if they would cover loss plus court costs which they declined. I repeated this offer last month and they accepted with the result that I received full pay out of my claim today. Thank you to CAG for guiding me through the process. It is clear that with your help, persistence and a little patience a satisfactory result can be achieved. I have made a donation in thanks for your assistance.
    2 points
  24. Also just another point when you refer to an exhibit it should be marked after that paragraph (see exhibit 1a) etc etc and your exhibits marked same.
    2 points
  25. 1.You only attach exhibits you have referred to either within your defence or statement...and wish to rely upon as evidence. 2. No you have not mislead the court you referred to the meter number not the account number. 3. If it is raised just say that you got confused. 4. As long as the court get theirs on time ..it can be a day late but you could also email it to the court.
    2 points
  26. With regards to your point 18 and which the claimants statement fails to respond to within its defence response section of the statement (conveniently) I would add something along the lines of.... 18. The Claimant’s intentions further show signs of malpractice as this Final Bill (page 15 & 16) also reflects Back-Billing and is vastly disproportionate to a residential home’s electricity usage. It also does not show deduction of the monthly estimated charges duly paid by the onboarded user.To add to this, the Claimant never produced any contractual documentation. (Page 23) The claimant has failed to respond to this part of my
    2 points
  27. Hi gigantictortoise369 (excellent name, I might add) Welcome to CAG. This is a well-known scam site to us. It's even been on the TV with Joe Lycett claiming how much of a scam it is! DO NOT APPEAL! Not only is their NTK well out of date for any keeper liability but it doesn't mention POFA at all. This means that only the driver is liable. Simply don't say who the driver is to anyone; you'll have protection as keeper then. Get reading up on here, standard procedure is to contact Starbucks and Euro Garages to get the charge removed. Ignore the deforestation MET sends you *until/unless* you get a Letter of Claim. T
    2 points
  28. It's a shame that you threw away the original PCN. That document lays out their claim plus includes the wording in the Protection of Freedoms Act 2012 Schedule 4 .If they get the wording right they can then transfer the liability form the driver to the keeper if the charge is not paid within 28 days. The Act has been in force for 12 years now so the braindead at Excel still haven't probably managed to do it right yet So it's good that you have not as yet named the driver. If the PCN is incorrectly worded then neither yourself nor the driver can be pursued. You can send them an SAR where the should send you the details that have on you
    2 points
  29. Hi all, Sorry for the delay. I have replied back to their email stating along the lines of: I am extremely grateful for your apology and recognition that the service has not been to the expected standard. I am sure you will also agree that my family should not be out of pocket due to the lapses in your service, and therefore, I would like to offer you the opportunity to accept my counteroffer. I then went on to list the Interest £7.40 and provided evidence of the postage costs of the letters, court bundles etc. The total cost of interest plus letters was £20. I then made a counteroffer to settle at £510.75
    2 points
  30. Hi 1. Thank you very much fk for reading through and your kind words. 2. Thanks Dx, all attached documents in my previous post are listed below Page 1 to Page 5 Parts of Eon Event History I had received in SAR bundle from Eon (not included in Claimant's Witness Statement bundle) Page 6 to Page 14 Parts of Eon Event History (Included in Claimant's Witness Statement bundle) Page 15 and 16 The Final Bill (included in Claimant's Witness Statement bundle) Page 17 to 21 My Email + its attachments dated 07.12.21 (not included in Claimant's Witness Statement bundle) Page 22 An illustration of the size of t
    2 points
  31. Secret home insurance commissions raking in millions for landlords in England and Wales | Leasehold | The Guardian WWW.THEGUARDIAN.COM Insurers have banked huge hidden payments for buildings cover over many years, experts say
    2 points
  32. and if you dont win we'll spook the judge like nuthead trump does.. can't have one of our eldest customers losing you've been here longer than me... dx
    2 points
  33. I am glad you have access to therapy. I suggest that neither you nor your manager are the right people to give a definitive opinion on how your condition impacts you at work, and an occupational health referral to a specialist doctor would be what I would suggest/ agree to, if I were you. I appreciate you may have done this before but it seems if there are unanswered questions, that is the way to get them answered without bias from either party creeping in.
    2 points
  34. Appears to be deliberate targeting, given the 3 separate vehicles. These days there are drones up, so they would have seen live footage of what targets they were looking to destroy. UK and other nations need to stop sending any further military resources to Israel. And there needs to be a ceasefire, so there can be steps taken to try to allow safe passage of innocent civilians to safer areas, where they can receive any aid they need.
    2 points
  35. To be clear, what you will be attending is not a "Single Justice" court. Nobody can attend a SJ hearing. I haven't read all of this but I assume at some point you returned the Single Justice Procedure Notice pleading guilty and asking to attend court. This means your case is now not being handled under the SJ procedure and instead will be heard in the normal Magistrates' court.
    2 points
  36. The type of Will Trust that you describe is common in principle but can be complex in practice (especially for tax) so I agree that you need to consult a solicitor specialising in wills, probate and trusts (not all firms of solicitors have such a specialist). I've twice been Executor in a Will that established a Trust. In both cases we had advice from a specialist solicitor. In one case the Will Trust needed to be registered with HMRC, in the other (the case which was similar to the one here) it didn't. So sharing my experience, and what I learned from the solicitors advising me in the past (but not giving expert advice)... Wi
    2 points
  37. Topic title amended although it is mentioned numerous times in the topic who the retailer was. .
    2 points
  38. Hullet & Benton [2022] is an Australian case (*) so not relevant here. Family courts always put the child's interests first and will not just delete OP from this role without some agreement on who is going to fill it. Without a 'go between' the whole Order ceases to function. It's not clear when the OP first found out about being named in the role but the court may want to explore why she did not take steps to be removed immediately she discovered it. That's why OP needs advice from a family lawyer. (*) EDIT And it's about property settlements in a divorce/separation, not children.
    2 points
  39. No you don't need to give them a paper copy. In all honestly if neither of you have submitted your WS on time I doubt a judge will care. Also your a LIP. I've sent WX's weeks late and its been absolutely fine. Just ask for a relief from sanctions when you go into the room if the judge brings it up. Chances are tho, they won't bring it up. I've had it brought up once, and I simply said that it contained information that was essential, and that it fulfilled the test of fairness to allow it in. EVRi objected saying the deadlines "had to be enforced". Judge sided with me essentially saying that it is in the interest of t
    2 points
  40. FTMDave - I got the emails sent using the Gmail method i previously mentioned. I formatted the email like you suggested.The WS and the 5 Exhibits . I took a snapshot of the sent items in my email client and saved it. I got an auto reply from all 3 addresses. Dave amazing work indeed, when i read through the WS again i was blown away with how professional it is and your now on my christmas card list lol Brassnecked i have used Thunderbird in the past. I have 8 email addresses and i tried to use a client that can handle them well in an organised way and that is free. Im not sure what email accounts you guys have but im thi
    2 points
  41. From this thread on Twitter. https://twitter.com/DanNeidle/status/1774053730008375441
    2 points
  42. Dan Neidle and the Horizon Compensation Advisory Committee both wrote to the SRA about the Post Office and their lawyers using misleading terms in correspondence with SPMs. They asked them to act and the SRA has sent this.
    2 points
  43. That's a positive move from Euro Garages. Fingers crossed. Ignore any debt collection rubbish - the letter is from a third party that has nothing to do with the dispute and has no power. Because of the tsunami of threads on CAG for this car park I did some searching and some maths. We have about 120 threads, obviously Caggers always refuse to pay - and MET have done court just six times. So about 5%. One one occasion sadly the Cagger didn't file a defence so MET won by default. Two cases are ongoing. With one case the judge looked at the horrible Particulars of Claim months before a hearing would have happened
    2 points
  44. There has to be Ministerial collusion looking at all the evidence so maybe past Ministers should join Vennells and others in the dock?
    2 points
  45. This piece from Channel 4 news adds to the Times article.
    2 points
  46. Final update until, Mortimer and Cabot reopen case. I called the Northampton County Court Business Centre and they have confirmed the case has been stayed as they have not heard back from the claimant. I know this may be reopened but I could not have stood up to these DCA's and their friends without the help of this community especially DX, Andyorch and Stigman. I hope this thread helps some else and if you can buy the guys I've mentioned a coffee on the donate link on the site.
    2 points
  47. As long as it's true, NB. We don't recommend lying to TfL or the court. Fwiw, TfL prosecutors aren't easily swayed by tales of woe because they've heard it all many, many times. Best to keep that part fairly short, as Kyosanto says. HB
    2 points
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