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Showing content with the highest reputation on 20/10/16 in all areas

  1. The Financial Conduct Authority (FCA) will consult on new guidance for treating customers with mortgage payment shortfalls, after warning current practices may breach rules. More...
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  2. right so nothing more to do then on either card debt ignore them now until/unless they find enforceable agreements or you get a claimform from THE COURT for either.
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  3. Exactly as stated in your post - they can ask for payment - they can also continue to report to CRAs - but until such time as they can come up with a compliant Agreement they cannot enforce the debt through Court You can ignore begging letters or tell them that you won't be paying. Is the debt on your credit file? Once 6 years elapses you can tell them to stop contacting you.
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