Your link predates the Consumer Insurance Act. Consumers no longer have to second guess an Insurer and disclose all material facts, they only need to answer the questions asked. They don't need to volunteer information that has not been asked.

The population of this country were not told in 1975 what the result of joining the Common Market (it was for trade) would be, they were lied to and kept in the dark. Just like the country is today by Cameron and his cronies. An internal government memorandum said; “I enclose a draft on sovereignty…We are rather worried about the impact on Parliamentary opinion…the fact of the primacy of community legislation cannot be disguised. But I feel that there is a case for omitting it altogether.” A British Foreign Office paper is quite explicit; “Community law is required to take precedence over domestic law: i.e. if a Community