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Showing content with the highest reputation on 07/05/15 in all areas

  1. Sorry, I am confused, not sure if life insurance relates to aunt or mother-in-law I am definitely no expert on life insurance, but to my knowledge... Life insurance is different from the deceased person's estate Life insurance usually has a named beneficiary, and the money received belongs to the named beneficiary. In which case, it is not subject to probate, does not go into the estate and does not have to be used to pay off the deceased person's debts. Where it gets more complicated is where there is no named beneficiary or the named beneficiaries are dead. In this case,
    1 point
  2. Holy thread resurrection, batman!
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  3. Although this may sound harsh I'm actually helping here. To cut through the crap, what's really happened here is that the debt was only for a piddly £122 so you thought sod it they won't bother for such a small amount - which is true as they haven't bothered to enforce it. However you didn't bargain on them obtaining a ccj which automatically follows when you ignore court papers and now you're whinging cos of the effects this ccj is having. You think it's wrong that creditors don't get to see the true value of the ccj but looking at it the other way ,
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  4. if they expect people to spend as much time on jobsearch activity as they would spend in work... does that mean if you can only find zero hour contracts, you can spend zero hours on jobsearch?
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  5. http://www.consumeractiongroup.co.uk/forum/showthread.php?426148-CONC-7.15-Statute-barred-debts If the alleged debt is a consumer credit matter then you can write to them and tell them that the alleged debt is statute barred and call their attention to the above CONC rules. They are then prevented from troubling you any further
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  6. All that you can do now is continue to ignore them. Certainly don't worry about the empty threats from Debt Recovery Plus or Zeneth collections. Highview's pet Debt Collectors can't put the kettle on without permission and most certainly can't take you to court. All the bold letters and red ink is purely designed to scare you into paying. In 2014, Highview Parking took the grand total of nobody to court for non payment of a Mickey Mouse parking ticket. I tried 3 times to get them to take me to court and they ran away with their tail between their legs every time. If you've n
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